LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,618
−HK$6,936/mo
▼ 0.25% · 3.875%
HK$114,059
−HK$3,495/mo
Today · 4.125%
HK$117,554
baseline
▲ 0.50% · 4.625%
HK$124,707
+HK$7,153/mo
Deposit HK$24.26M · loan HK$24.26M · min. income ≈ HK$235,108/mo (50% DSR)
Upfront cash ≈ HK$26.32M (deposit + AVD stamp duty HK$2,061,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,061
−HK$6,649/mo
▼ 0.25% · 3.875%
HK$126,362
−HK$3,348/mo
Today · 4.125%
HK$129,710
baseline
▲ 0.50% · 4.625%
HK$136,547
+HK$6,837/mo
Deposit HK$24.26M · loan HK$24.26M · min. income ≈ HK$259,420/mo (50% DSR)
Upfront cash ≈ HK$26.32M (deposit + AVD stamp duty HK$2,061,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,741
−HK$8,324/mo
▼ 0.25% · 3.875%
HK$136,870
−HK$4,195/mo
Today · 4.125%
HK$141,065
baseline
▲ 0.50% · 4.625%
HK$149,649
+HK$8,584/mo
Deposit HK$19.40M · loan HK$29.11M · min. income ≈ HK$282,130/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$2,061,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,673
−HK$7,979/mo
▼ 0.25% · 3.875%
HK$151,634
−HK$4,018/mo
Today · 4.125%
HK$155,652
baseline
▲ 0.50% · 4.625%
HK$163,856
+HK$8,204/mo
Deposit HK$19.40M · loan HK$29.11M · min. income ≈ HK$311,304/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$2,061,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,865
−HK$9,711/mo
▼ 0.25% · 3.875%
HK$159,682
−HK$4,894/mo
Today · 4.125%
HK$164,576
baseline
▲ 0.50% · 4.625%
HK$174,590
+HK$10,014/mo
Deposit HK$14.55M · loan HK$33.96M · min. income ≈ HK$329,152/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$2,061,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,286
−HK$9,308/mo
▼ 0.25% · 3.875%
HK$176,906
−HK$4,688/mo
Today · 4.125%
HK$181,594
baseline
▲ 0.50% · 4.625%
HK$191,166
+HK$9,572/mo
Deposit HK$14.55M · loan HK$33.96M · min. income ≈ HK$363,188/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$2,061,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,112
−HK$12,486/mo
▼ 0.25% · 3.875%
HK$205,305
−HK$6,293/mo
Today · 4.125%
HK$211,598
baseline
▲ 0.50% · 4.625%
HK$224,473
+HK$12,875/mo
Deposit HK$4.85M · loan HK$43.66M · min. income ≈ HK$423,196/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,061,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,510
−HK$11,968/mo
▼ 0.25% · 3.875%
HK$227,451
−HK$6,027/mo
Today · 4.125%
HK$233,478
baseline
▲ 0.50% · 4.625%
HK$245,784
+HK$12,306/mo
Deposit HK$4.85M · loan HK$43.66M · min. income ≈ HK$466,956/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,061,722 · Scale 2, in force from 26 Feb 2026)