LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,620
−HK$6,937/mo
▼ 0.25% · 3.875%
HK$114,061
−HK$3,496/mo
Today · 4.125%
HK$117,557
baseline
▲ 0.50% · 4.625%
HK$124,710
+HK$7,153/mo
Deposit HK$24.26M · loan HK$24.26M · min. income ≈ HK$235,114/mo (50% DSR)
Upfront cash ≈ HK$26.32M (deposit + AVD stamp duty HK$2,061,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,064
−HK$6,648/mo
▼ 0.25% · 3.875%
HK$126,364
−HK$3,348/mo
Today · 4.125%
HK$129,712
baseline
▲ 0.50% · 4.625%
HK$136,550
+HK$6,838/mo
Deposit HK$24.26M · loan HK$24.26M · min. income ≈ HK$259,424/mo (50% DSR)
Upfront cash ≈ HK$26.32M (deposit + AVD stamp duty HK$2,061,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,744
−HK$8,324/mo
▼ 0.25% · 3.875%
HK$136,873
−HK$4,195/mo
Today · 4.125%
HK$141,068
baseline
▲ 0.50% · 4.625%
HK$149,652
+HK$8,584/mo
Deposit HK$19.40M · loan HK$29.11M · min. income ≈ HK$282,136/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$2,061,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,676
−HK$7,979/mo
▼ 0.25% · 3.875%
HK$151,637
−HK$4,018/mo
Today · 4.125%
HK$155,655
baseline
▲ 0.50% · 4.625%
HK$163,860
+HK$8,205/mo
Deposit HK$19.40M · loan HK$29.11M · min. income ≈ HK$311,310/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$2,061,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,868
−HK$9,712/mo
▼ 0.25% · 3.875%
HK$159,685
−HK$4,895/mo
Today · 4.125%
HK$164,580
baseline
▲ 0.50% · 4.625%
HK$174,594
+HK$10,014/mo
Deposit HK$14.55M · loan HK$33.96M · min. income ≈ HK$329,160/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$2,061,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,289
−HK$9,308/mo
▼ 0.25% · 3.875%
HK$176,910
−HK$4,687/mo
Today · 4.125%
HK$181,597
baseline
▲ 0.50% · 4.625%
HK$191,170
+HK$9,573/mo
Deposit HK$14.55M · loan HK$33.96M · min. income ≈ HK$363,194/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$2,061,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,116
−HK$12,486/mo
▼ 0.25% · 3.875%
HK$205,310
−HK$6,292/mo
Today · 4.125%
HK$211,602
baseline
▲ 0.50% · 4.625%
HK$224,478
+HK$12,876/mo
Deposit HK$4.85M · loan HK$43.66M · min. income ≈ HK$423,204/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,061,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,515
−HK$11,967/mo
▼ 0.25% · 3.875%
HK$227,456
−HK$6,026/mo
Today · 4.125%
HK$233,482
baseline
▲ 0.50% · 4.625%
HK$245,790
+HK$12,308/mo
Deposit HK$4.85M · loan HK$43.66M · min. income ≈ HK$466,964/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,061,766 · Scale 2, in force from 26 Feb 2026)