LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,621
−HK$6,937/mo
▼ 0.25% · 3.875%
HK$114,062
−HK$3,496/mo
Today · 4.125%
HK$117,558
baseline
▲ 0.50% · 4.625%
HK$124,711
+HK$7,153/mo
Deposit HK$24.26M · loan HK$24.26M · min. income ≈ HK$235,116/mo (50% DSR)
Upfront cash ≈ HK$26.32M (deposit + AVD stamp duty HK$2,061,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,064
−HK$6,649/mo
▼ 0.25% · 3.875%
HK$126,365
−HK$3,348/mo
Today · 4.125%
HK$129,713
baseline
▲ 0.50% · 4.625%
HK$136,551
+HK$6,838/mo
Deposit HK$24.26M · loan HK$24.26M · min. income ≈ HK$259,426/mo (50% DSR)
Upfront cash ≈ HK$26.32M (deposit + AVD stamp duty HK$2,061,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,745
−HK$8,324/mo
▼ 0.25% · 3.875%
HK$136,874
−HK$4,195/mo
Today · 4.125%
HK$141,069
baseline
▲ 0.50% · 4.625%
HK$149,653
+HK$8,584/mo
Deposit HK$19.40M · loan HK$29.11M · min. income ≈ HK$282,138/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$2,061,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,677
−HK$7,979/mo
▼ 0.25% · 3.875%
HK$151,638
−HK$4,018/mo
Today · 4.125%
HK$155,656
baseline
▲ 0.50% · 4.625%
HK$163,861
+HK$8,205/mo
Deposit HK$19.40M · loan HK$29.11M · min. income ≈ HK$311,312/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$2,061,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,869
−HK$9,712/mo
▼ 0.25% · 3.875%
HK$159,686
−HK$4,895/mo
Today · 4.125%
HK$164,581
baseline
▲ 0.50% · 4.625%
HK$174,595
+HK$10,014/mo
Deposit HK$14.55M · loan HK$33.96M · min. income ≈ HK$329,162/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$2,061,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,290
−HK$9,308/mo
▼ 0.25% · 3.875%
HK$176,911
−HK$4,687/mo
Today · 4.125%
HK$181,598
baseline
▲ 0.50% · 4.625%
HK$191,171
+HK$9,573/mo
Deposit HK$14.55M · loan HK$33.96M · min. income ≈ HK$363,196/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$2,061,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,117
−HK$12,487/mo
▼ 0.25% · 3.875%
HK$205,311
−HK$6,293/mo
Today · 4.125%
HK$211,604
baseline
▲ 0.50% · 4.625%
HK$224,479
+HK$12,875/mo
Deposit HK$4.85M · loan HK$43.66M · min. income ≈ HK$423,208/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,061,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,516
−HK$11,968/mo
▼ 0.25% · 3.875%
HK$227,457
−HK$6,027/mo
Today · 4.125%
HK$233,484
baseline
▲ 0.50% · 4.625%
HK$245,791
+HK$12,307/mo
Deposit HK$4.85M · loan HK$43.66M · min. income ≈ HK$466,968/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,061,777 · Scale 2, in force from 26 Feb 2026)