LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,638
−HK$6,938/mo
▼ 0.25% · 3.875%
HK$114,079
−HK$3,497/mo
Today · 4.125%
HK$117,576
baseline
▲ 0.50% · 4.625%
HK$124,730
+HK$7,154/mo
Deposit HK$24.26M · loan HK$24.26M · min. income ≈ HK$235,152/mo (50% DSR)
Upfront cash ≈ HK$26.32M (deposit + AVD stamp duty HK$2,062,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,084
−HK$6,649/mo
▼ 0.25% · 3.875%
HK$126,385
−HK$3,348/mo
Today · 4.125%
HK$129,733
baseline
▲ 0.50% · 4.625%
HK$136,572
+HK$6,839/mo
Deposit HK$24.26M · loan HK$24.26M · min. income ≈ HK$259,466/mo (50% DSR)
Upfront cash ≈ HK$26.32M (deposit + AVD stamp duty HK$2,062,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,766
−HK$8,325/mo
▼ 0.25% · 3.875%
HK$136,895
−HK$4,196/mo
Today · 4.125%
HK$141,091
baseline
▲ 0.50% · 4.625%
HK$149,676
+HK$8,585/mo
Deposit HK$19.41M · loan HK$29.11M · min. income ≈ HK$282,182/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$2,062,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,700
−HK$7,980/mo
▼ 0.25% · 3.875%
HK$151,662
−HK$4,018/mo
Today · 4.125%
HK$155,680
baseline
▲ 0.50% · 4.625%
HK$163,886
+HK$8,206/mo
Deposit HK$19.41M · loan HK$29.11M · min. income ≈ HK$311,360/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$2,062,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,893
−HK$9,713/mo
▼ 0.25% · 3.875%
HK$159,711
−HK$4,895/mo
Today · 4.125%
HK$164,606
baseline
▲ 0.50% · 4.625%
HK$174,622
+HK$10,016/mo
Deposit HK$14.56M · loan HK$33.96M · min. income ≈ HK$329,212/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$2,062,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,317
−HK$9,310/mo
▼ 0.25% · 3.875%
HK$176,938
−HK$4,689/mo
Today · 4.125%
HK$181,627
baseline
▲ 0.50% · 4.625%
HK$191,201
+HK$9,574/mo
Deposit HK$14.56M · loan HK$33.96M · min. income ≈ HK$363,254/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$2,062,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,148
−HK$12,489/mo
▼ 0.25% · 3.875%
HK$205,343
−HK$6,294/mo
Today · 4.125%
HK$211,637
baseline
▲ 0.50% · 4.625%
HK$224,514
+HK$12,877/mo
Deposit HK$4.85M · loan HK$43.67M · min. income ≈ HK$423,274/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,062,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,550
−HK$11,970/mo
▼ 0.25% · 3.875%
HK$227,492
−HK$6,028/mo
Today · 4.125%
HK$233,520
baseline
▲ 0.50% · 4.625%
HK$245,829
+HK$12,309/mo
Deposit HK$4.85M · loan HK$43.67M · min. income ≈ HK$467,040/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,062,098 · Scale 2, in force from 26 Feb 2026)