LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,654
−HK$6,939/mo
▼ 0.25% · 3.875%
HK$114,096
−HK$3,497/mo
Today · 4.125%
HK$117,593
baseline
▲ 0.50% · 4.625%
HK$124,748
+HK$7,155/mo
Deposit HK$24.26M · loan HK$24.26M · min. income ≈ HK$235,186/mo (50% DSR)
Upfront cash ≈ HK$26.33M (deposit + AVD stamp duty HK$2,062,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,101
−HK$6,651/mo
▼ 0.25% · 3.875%
HK$126,403
−HK$3,349/mo
Today · 4.125%
HK$129,752
baseline
▲ 0.50% · 4.625%
HK$136,592
+HK$6,840/mo
Deposit HK$24.26M · loan HK$24.26M · min. income ≈ HK$259,504/mo (50% DSR)
Upfront cash ≈ HK$26.33M (deposit + AVD stamp duty HK$2,062,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,785
−HK$8,327/mo
▼ 0.25% · 3.875%
HK$136,915
−HK$4,197/mo
Today · 4.125%
HK$141,112
baseline
▲ 0.50% · 4.625%
HK$149,698
+HK$8,586/mo
Deposit HK$19.41M · loan HK$29.12M · min. income ≈ HK$282,224/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$2,062,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,722
−HK$7,981/mo
▼ 0.25% · 3.875%
HK$151,684
−HK$4,019/mo
Today · 4.125%
HK$155,703
baseline
▲ 0.50% · 4.625%
HK$163,910
+HK$8,207/mo
Deposit HK$19.41M · loan HK$29.12M · min. income ≈ HK$311,406/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$2,062,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,916
−HK$9,714/mo
▼ 0.25% · 3.875%
HK$159,734
−HK$4,896/mo
Today · 4.125%
HK$164,630
baseline
▲ 0.50% · 4.625%
HK$174,648
+HK$10,018/mo
Deposit HK$14.56M · loan HK$33.97M · min. income ≈ HK$329,260/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$2,062,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,342
−HK$9,311/mo
▼ 0.25% · 3.875%
HK$176,964
−HK$4,689/mo
Today · 4.125%
HK$181,653
baseline
▲ 0.50% · 4.625%
HK$191,228
+HK$9,575/mo
Deposit HK$14.56M · loan HK$33.97M · min. income ≈ HK$363,306/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$2,062,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,177
−HK$12,490/mo
▼ 0.25% · 3.875%
HK$205,373
−HK$6,294/mo
Today · 4.125%
HK$211,667
baseline
▲ 0.50% · 4.625%
HK$224,547
+HK$12,880/mo
Deposit HK$4.85M · loan HK$43.67M · min. income ≈ HK$423,334/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,062,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,583
−HK$11,971/mo
▼ 0.25% · 3.875%
HK$227,525
−HK$6,029/mo
Today · 4.125%
HK$233,554
baseline
▲ 0.50% · 4.625%
HK$245,865
+HK$12,311/mo
Deposit HK$4.85M · loan HK$43.67M · min. income ≈ HK$467,108/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,062,398 · Scale 2, in force from 26 Feb 2026)