LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,679
−HK$6,941/mo
▼ 0.25% · 3.875%
HK$114,122
−HK$3,498/mo
Today · 4.125%
HK$117,620
baseline
▲ 0.50% · 4.625%
HK$124,777
+HK$7,157/mo
Deposit HK$24.27M · loan HK$24.27M · min. income ≈ HK$235,240/mo (50% DSR)
Upfront cash ≈ HK$26.33M (deposit + AVD stamp duty HK$2,062,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,129
−HK$6,653/mo
▼ 0.25% · 3.875%
HK$126,432
−HK$3,350/mo
Today · 4.125%
HK$129,782
baseline
▲ 0.50% · 4.625%
HK$136,623
+HK$6,841/mo
Deposit HK$24.27M · loan HK$24.27M · min. income ≈ HK$259,564/mo (50% DSR)
Upfront cash ≈ HK$26.33M (deposit + AVD stamp duty HK$2,062,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,815
−HK$8,329/mo
▼ 0.25% · 3.875%
HK$136,946
−HK$4,198/mo
Today · 4.125%
HK$141,144
baseline
▲ 0.50% · 4.625%
HK$149,732
+HK$8,588/mo
Deposit HK$19.42M · loan HK$29.12M · min. income ≈ HK$282,288/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$2,062,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,755
−HK$7,983/mo
▼ 0.25% · 3.875%
HK$151,718
−HK$4,020/mo
Today · 4.125%
HK$155,738
baseline
▲ 0.50% · 4.625%
HK$163,947
+HK$8,209/mo
Deposit HK$19.42M · loan HK$29.12M · min. income ≈ HK$311,476/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$2,062,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,951
−HK$9,717/mo
▼ 0.25% · 3.875%
HK$159,771
−HK$4,897/mo
Today · 4.125%
HK$164,668
baseline
▲ 0.50% · 4.625%
HK$174,687
+HK$10,019/mo
Deposit HK$14.56M · loan HK$33.98M · min. income ≈ HK$329,336/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$2,062,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,381
−HK$9,313/mo
▼ 0.25% · 3.875%
HK$177,004
−HK$4,690/mo
Today · 4.125%
HK$181,694
baseline
▲ 0.50% · 4.625%
HK$191,272
+HK$9,578/mo
Deposit HK$14.56M · loan HK$33.98M · min. income ≈ HK$363,388/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$2,062,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,223
−HK$12,493/mo
▼ 0.25% · 3.875%
HK$205,419
−HK$6,297/mo
Today · 4.125%
HK$211,716
baseline
▲ 0.50% · 4.625%
HK$224,598
+HK$12,882/mo
Deposit HK$4.85M · loan HK$43.68M · min. income ≈ HK$423,432/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,062,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,633
−HK$11,974/mo
▼ 0.25% · 3.875%
HK$227,577
−HK$6,030/mo
Today · 4.125%
HK$233,607
baseline
▲ 0.50% · 4.625%
HK$245,921
+HK$12,314/mo
Deposit HK$4.85M · loan HK$43.68M · min. income ≈ HK$467,214/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,062,867 · Scale 2, in force from 26 Feb 2026)