LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,680
−HK$6,941/mo
▼ 0.25% · 3.875%
HK$114,123
−HK$3,498/mo
Today · 4.125%
HK$117,621
baseline
▲ 0.50% · 4.625%
HK$124,778
+HK$7,157/mo
Deposit HK$24.27M · loan HK$24.27M · min. income ≈ HK$235,242/mo (50% DSR)
Upfront cash ≈ HK$26.33M (deposit + AVD stamp duty HK$2,062,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,130
−HK$6,653/mo
▼ 0.25% · 3.875%
HK$126,433
−HK$3,350/mo
Today · 4.125%
HK$129,783
baseline
▲ 0.50% · 4.625%
HK$136,624
+HK$6,841/mo
Deposit HK$24.27M · loan HK$24.27M · min. income ≈ HK$259,566/mo (50% DSR)
Upfront cash ≈ HK$26.33M (deposit + AVD stamp duty HK$2,062,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,816
−HK$8,329/mo
▼ 0.25% · 3.875%
HK$136,947
−HK$4,198/mo
Today · 4.125%
HK$141,145
baseline
▲ 0.50% · 4.625%
HK$149,733
+HK$8,588/mo
Deposit HK$19.42M · loan HK$29.12M · min. income ≈ HK$282,290/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$2,062,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,757
−HK$7,982/mo
▼ 0.25% · 3.875%
HK$151,719
−HK$4,020/mo
Today · 4.125%
HK$155,739
baseline
▲ 0.50% · 4.625%
HK$163,949
+HK$8,210/mo
Deposit HK$19.42M · loan HK$29.12M · min. income ≈ HK$311,478/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$2,062,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,952
−HK$9,717/mo
▼ 0.25% · 3.875%
HK$159,772
−HK$4,897/mo
Today · 4.125%
HK$164,669
baseline
▲ 0.50% · 4.625%
HK$174,689
+HK$10,020/mo
Deposit HK$14.56M · loan HK$33.98M · min. income ≈ HK$329,338/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$2,062,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,383
−HK$9,313/mo
▼ 0.25% · 3.875%
HK$177,006
−HK$4,690/mo
Today · 4.125%
HK$181,696
baseline
▲ 0.50% · 4.625%
HK$191,273
+HK$9,577/mo
Deposit HK$14.56M · loan HK$33.98M · min. income ≈ HK$363,392/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$2,062,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,224
−HK$12,493/mo
▼ 0.25% · 3.875%
HK$205,421
−HK$6,296/mo
Today · 4.125%
HK$211,717
baseline
▲ 0.50% · 4.625%
HK$224,600
+HK$12,883/mo
Deposit HK$4.85M · loan HK$43.68M · min. income ≈ HK$423,434/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,062,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,635
−HK$11,974/mo
▼ 0.25% · 3.875%
HK$227,579
−HK$6,030/mo
Today · 4.125%
HK$233,609
baseline
▲ 0.50% · 4.625%
HK$245,923
+HK$12,314/mo
Deposit HK$4.85M · loan HK$43.68M · min. income ≈ HK$467,218/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,062,883 · Scale 2, in force from 26 Feb 2026)