LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,685
−HK$6,940/mo
▼ 0.25% · 3.875%
HK$114,127
−HK$3,498/mo
Today · 4.125%
HK$117,625
baseline
▲ 0.50% · 4.625%
HK$124,783
+HK$7,158/mo
Deposit HK$24.27M · loan HK$24.27M · min. income ≈ HK$235,250/mo (50% DSR)
Upfront cash ≈ HK$26.33M (deposit + AVD stamp duty HK$2,062,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,135
−HK$6,653/mo
▼ 0.25% · 3.875%
HK$126,438
−HK$3,350/mo
Today · 4.125%
HK$129,788
baseline
▲ 0.50% · 4.625%
HK$136,629
+HK$6,841/mo
Deposit HK$24.27M · loan HK$24.27M · min. income ≈ HK$259,576/mo (50% DSR)
Upfront cash ≈ HK$26.33M (deposit + AVD stamp duty HK$2,062,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,821
−HK$8,330/mo
▼ 0.25% · 3.875%
HK$136,953
−HK$4,198/mo
Today · 4.125%
HK$141,151
baseline
▲ 0.50% · 4.625%
HK$149,739
+HK$8,588/mo
Deposit HK$19.42M · loan HK$29.12M · min. income ≈ HK$282,302/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$2,062,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,763
−HK$7,983/mo
▼ 0.25% · 3.875%
HK$151,725
−HK$4,021/mo
Today · 4.125%
HK$155,746
baseline
▲ 0.50% · 4.625%
HK$163,955
+HK$8,209/mo
Deposit HK$19.42M · loan HK$29.12M · min. income ≈ HK$311,492/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$2,062,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,958
−HK$9,718/mo
▼ 0.25% · 3.875%
HK$159,778
−HK$4,898/mo
Today · 4.125%
HK$164,676
baseline
▲ 0.50% · 4.625%
HK$174,696
+HK$10,020/mo
Deposit HK$14.56M · loan HK$33.98M · min. income ≈ HK$329,352/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$2,062,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,390
−HK$9,313/mo
▼ 0.25% · 3.875%
HK$177,013
−HK$4,690/mo
Today · 4.125%
HK$181,703
baseline
▲ 0.50% · 4.625%
HK$191,281
+HK$9,578/mo
Deposit HK$14.56M · loan HK$33.98M · min. income ≈ HK$363,406/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$2,062,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,232
−HK$12,494/mo
▼ 0.25% · 3.875%
HK$205,429
−HK$6,297/mo
Today · 4.125%
HK$211,726
baseline
▲ 0.50% · 4.625%
HK$224,609
+HK$12,883/mo
Deposit HK$4.85M · loan HK$43.69M · min. income ≈ HK$423,452/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,062,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,644
−HK$11,975/mo
▼ 0.25% · 3.875%
HK$227,588
−HK$6,031/mo
Today · 4.125%
HK$233,619
baseline
▲ 0.50% · 4.625%
HK$245,933
+HK$12,314/mo
Deposit HK$4.85M · loan HK$43.69M · min. income ≈ HK$467,238/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,062,967 · Scale 2, in force from 26 Feb 2026)