LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,686
−HK$6,941/mo
▼ 0.25% · 3.875%
HK$114,129
−HK$3,498/mo
Today · 4.125%
HK$117,627
baseline
▲ 0.50% · 4.625%
HK$124,785
+HK$7,158/mo
Deposit HK$24.27M · loan HK$24.27M · min. income ≈ HK$235,254/mo (50% DSR)
Upfront cash ≈ HK$26.33M (deposit + AVD stamp duty HK$2,063,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,137
−HK$6,653/mo
▼ 0.25% · 3.875%
HK$126,440
−HK$3,350/mo
Today · 4.125%
HK$129,790
baseline
▲ 0.50% · 4.625%
HK$136,632
+HK$6,842/mo
Deposit HK$24.27M · loan HK$24.27M · min. income ≈ HK$259,580/mo (50% DSR)
Upfront cash ≈ HK$26.33M (deposit + AVD stamp duty HK$2,063,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,824
−HK$8,329/mo
▼ 0.25% · 3.875%
HK$136,955
−HK$4,198/mo
Today · 4.125%
HK$141,153
baseline
▲ 0.50% · 4.625%
HK$149,742
+HK$8,589/mo
Deposit HK$19.42M · loan HK$29.12M · min. income ≈ HK$282,306/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$2,063,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,765
−HK$7,983/mo
▼ 0.25% · 3.875%
HK$151,728
−HK$4,020/mo
Today · 4.125%
HK$155,748
baseline
▲ 0.50% · 4.625%
HK$163,958
+HK$8,210/mo
Deposit HK$19.42M · loan HK$29.12M · min. income ≈ HK$311,496/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$2,063,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,961
−HK$9,717/mo
▼ 0.25% · 3.875%
HK$159,781
−HK$4,897/mo
Today · 4.125%
HK$164,678
baseline
▲ 0.50% · 4.625%
HK$174,698
+HK$10,020/mo
Deposit HK$14.56M · loan HK$33.98M · min. income ≈ HK$329,356/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$2,063,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,392
−HK$9,314/mo
▼ 0.25% · 3.875%
HK$177,016
−HK$4,690/mo
Today · 4.125%
HK$181,706
baseline
▲ 0.50% · 4.625%
HK$191,284
+HK$9,578/mo
Deposit HK$14.56M · loan HK$33.98M · min. income ≈ HK$363,412/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$2,063,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,235
−HK$12,494/mo
▼ 0.25% · 3.875%
HK$205,433
−HK$6,296/mo
Today · 4.125%
HK$211,729
baseline
▲ 0.50% · 4.625%
HK$224,612
+HK$12,883/mo
Deposit HK$4.85M · loan HK$43.69M · min. income ≈ HK$423,458/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,063,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,647
−HK$11,975/mo
▼ 0.25% · 3.875%
HK$227,592
−HK$6,030/mo
Today · 4.125%
HK$233,622
baseline
▲ 0.50% · 4.625%
HK$245,937
+HK$12,315/mo
Deposit HK$4.85M · loan HK$43.69M · min. income ≈ HK$467,244/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,063,000 · Scale 2, in force from 26 Feb 2026)