LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,700
−HK$6,942/mo
▼ 0.25% · 3.875%
HK$114,144
−HK$3,498/mo
Today · 4.125%
HK$117,642
baseline
▲ 0.50% · 4.625%
HK$124,800
+HK$7,158/mo
Deposit HK$24.27M · loan HK$24.27M · min. income ≈ HK$235,284/mo (50% DSR)
Upfront cash ≈ HK$26.34M (deposit + AVD stamp duty HK$2,063,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,153
−HK$6,654/mo
▼ 0.25% · 3.875%
HK$126,456
−HK$3,351/mo
Today · 4.125%
HK$129,807
baseline
▲ 0.50% · 4.625%
HK$136,649
+HK$6,842/mo
Deposit HK$24.27M · loan HK$24.27M · min. income ≈ HK$259,614/mo (50% DSR)
Upfront cash ≈ HK$26.34M (deposit + AVD stamp duty HK$2,063,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,840
−HK$8,331/mo
▼ 0.25% · 3.875%
HK$136,972
−HK$4,199/mo
Today · 4.125%
HK$141,171
baseline
▲ 0.50% · 4.625%
HK$149,761
+HK$8,590/mo
Deposit HK$19.42M · loan HK$29.13M · min. income ≈ HK$282,342/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$2,063,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,784
−HK$7,984/mo
▼ 0.25% · 3.875%
HK$151,747
−HK$4,021/mo
Today · 4.125%
HK$155,768
baseline
▲ 0.50% · 4.625%
HK$163,979
+HK$8,211/mo
Deposit HK$19.42M · loan HK$29.13M · min. income ≈ HK$311,536/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$2,063,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,980
−HK$9,719/mo
▼ 0.25% · 3.875%
HK$159,801
−HK$4,898/mo
Today · 4.125%
HK$164,699
baseline
▲ 0.50% · 4.625%
HK$174,721
+HK$10,022/mo
Deposit HK$14.56M · loan HK$33.98M · min. income ≈ HK$329,398/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$2,063,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,414
−HK$9,315/mo
▼ 0.25% · 3.875%
HK$177,038
−HK$4,691/mo
Today · 4.125%
HK$181,729
baseline
▲ 0.50% · 4.625%
HK$191,308
+HK$9,579/mo
Deposit HK$14.56M · loan HK$33.98M · min. income ≈ HK$363,458/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$2,063,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,261
−HK$12,495/mo
▼ 0.25% · 3.875%
HK$205,459
−HK$6,297/mo
Today · 4.125%
HK$211,756
baseline
▲ 0.50% · 4.625%
HK$224,641
+HK$12,885/mo
Deposit HK$4.85M · loan HK$43.69M · min. income ≈ HK$423,512/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,063,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,675
−HK$11,977/mo
▼ 0.25% · 3.875%
HK$227,621
−HK$6,031/mo
Today · 4.125%
HK$233,652
baseline
▲ 0.50% · 4.625%
HK$245,968
+HK$12,316/mo
Deposit HK$4.85M · loan HK$43.69M · min. income ≈ HK$467,304/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,063,261 · Scale 2, in force from 26 Feb 2026)