LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,070
−HK$694/mo
▼ 0.25% · 3.875%
HK$11,415
−HK$349/mo
Today · 4.125%
HK$11,764
baseline
▲ 0.50% · 4.625%
HK$12,480
+HK$716/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$23,528/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$102,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,316
−HK$665/mo
▼ 0.25% · 3.875%
HK$12,646
−HK$335/mo
Today · 4.125%
HK$12,981
baseline
▲ 0.50% · 4.625%
HK$13,665
+HK$684/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$25,962/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$102,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,284
−HK$833/mo
▼ 0.25% · 3.875%
HK$13,697
−HK$420/mo
Today · 4.125%
HK$14,117
baseline
▲ 0.50% · 4.625%
HK$14,976
+HK$859/mo
Deposit HK$1.94M · loan HK$2.91M · min. income ≈ HK$28,234/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$102,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,779
−HK$798/mo
▼ 0.25% · 3.875%
HK$15,175
−HK$402/mo
Today · 4.125%
HK$15,577
baseline
▲ 0.50% · 4.625%
HK$16,398
+HK$821/mo
Deposit HK$1.94M · loan HK$2.91M · min. income ≈ HK$31,154/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$102,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,498
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,980
−HK$490/mo
Today · 4.125%
HK$16,470
baseline
▲ 0.50% · 4.625%
HK$17,472
+HK$1,002/mo
Deposit HK$1.46M · loan HK$3.40M · min. income ≈ HK$32,940/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$102,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,242
−HK$931/mo
▼ 0.25% · 3.875%
HK$17,704
−HK$469/mo
Today · 4.125%
HK$18,173
baseline
▲ 0.50% · 4.625%
HK$19,131
+HK$958/mo
Deposit HK$1.46M · loan HK$3.40M · min. income ≈ HK$36,346/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$102,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,926
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$20,546
−HK$630/mo
Today · 4.125%
HK$21,176
baseline
▲ 0.50% · 4.625%
HK$22,464
+HK$1,288/mo
Deposit HK$485K · loan HK$4.37M · min. income ≈ HK$42,352/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$102,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,168
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,762
−HK$604/mo
Today · 4.125%
HK$23,366
baseline
▲ 0.50% · 4.625%
HK$24,597
+HK$1,231/mo
Deposit HK$485K · loan HK$4.37M · min. income ≈ HK$46,732/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$102,982 · Scale 2, in force from 26 Feb 2026)