LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,703
−HK$6,942/mo
▼ 0.25% · 3.875%
HK$114,146
−HK$3,499/mo
Today · 4.125%
HK$117,645
baseline
▲ 0.50% · 4.625%
HK$124,803
+HK$7,158/mo
Deposit HK$24.27M · loan HK$24.27M · min. income ≈ HK$235,290/mo (50% DSR)
Upfront cash ≈ HK$26.34M (deposit + AVD stamp duty HK$2,063,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,156
−HK$6,653/mo
▼ 0.25% · 3.875%
HK$126,459
−HK$3,350/mo
Today · 4.125%
HK$129,809
baseline
▲ 0.50% · 4.625%
HK$136,652
+HK$6,843/mo
Deposit HK$24.27M · loan HK$24.27M · min. income ≈ HK$259,618/mo (50% DSR)
Upfront cash ≈ HK$26.34M (deposit + AVD stamp duty HK$2,063,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,843
−HK$8,331/mo
▼ 0.25% · 3.875%
HK$136,975
−HK$4,199/mo
Today · 4.125%
HK$141,174
baseline
▲ 0.50% · 4.625%
HK$149,764
+HK$8,590/mo
Deposit HK$19.42M · loan HK$29.13M · min. income ≈ HK$282,348/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$2,063,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,787
−HK$7,984/mo
▼ 0.25% · 3.875%
HK$151,750
−HK$4,021/mo
Today · 4.125%
HK$155,771
baseline
▲ 0.50% · 4.625%
HK$163,982
+HK$8,211/mo
Deposit HK$19.42M · loan HK$29.13M · min. income ≈ HK$311,542/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$2,063,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,984
−HK$9,719/mo
▼ 0.25% · 3.875%
HK$159,805
−HK$4,898/mo
Today · 4.125%
HK$164,703
baseline
▲ 0.50% · 4.625%
HK$174,724
+HK$10,021/mo
Deposit HK$14.56M · loan HK$33.98M · min. income ≈ HK$329,406/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$2,063,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,418
−HK$9,315/mo
▼ 0.25% · 3.875%
HK$177,042
−HK$4,691/mo
Today · 4.125%
HK$181,733
baseline
▲ 0.50% · 4.625%
HK$191,312
+HK$9,579/mo
Deposit HK$14.56M · loan HK$33.98M · min. income ≈ HK$363,466/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$2,063,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,265
−HK$12,495/mo
▼ 0.25% · 3.875%
HK$205,463
−HK$6,297/mo
Today · 4.125%
HK$211,760
baseline
▲ 0.50% · 4.625%
HK$224,645
+HK$12,885/mo
Deposit HK$4.85M · loan HK$43.69M · min. income ≈ HK$423,520/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,063,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,680
−HK$11,977/mo
▼ 0.25% · 3.875%
HK$227,625
−HK$6,032/mo
Today · 4.125%
HK$233,657
baseline
▲ 0.50% · 4.625%
HK$245,973
+HK$12,316/mo
Deposit HK$4.85M · loan HK$43.69M · min. income ≈ HK$467,314/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,063,304 · Scale 2, in force from 26 Feb 2026)