LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,711
−HK$6,943/mo
▼ 0.25% · 3.875%
HK$114,155
−HK$3,499/mo
Today · 4.125%
HK$117,654
baseline
▲ 0.50% · 4.625%
HK$124,813
+HK$7,159/mo
Deposit HK$24.28M · loan HK$24.28M · min. income ≈ HK$235,308/mo (50% DSR)
Upfront cash ≈ HK$26.34M (deposit + AVD stamp duty HK$2,063,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,165
−HK$6,654/mo
▼ 0.25% · 3.875%
HK$126,468
−HK$3,351/mo
Today · 4.125%
HK$129,819
baseline
▲ 0.50% · 4.625%
HK$136,662
+HK$6,843/mo
Deposit HK$24.28M · loan HK$24.28M · min. income ≈ HK$259,638/mo (50% DSR)
Upfront cash ≈ HK$26.34M (deposit + AVD stamp duty HK$2,063,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,853
−HK$8,331/mo
▼ 0.25% · 3.875%
HK$136,986
−HK$4,198/mo
Today · 4.125%
HK$141,184
baseline
▲ 0.50% · 4.625%
HK$149,775
+HK$8,591/mo
Deposit HK$19.42M · loan HK$29.13M · min. income ≈ HK$282,368/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$2,063,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,798
−HK$7,985/mo
▼ 0.25% · 3.875%
HK$151,762
−HK$4,021/mo
Today · 4.125%
HK$155,783
baseline
▲ 0.50% · 4.625%
HK$163,995
+HK$8,212/mo
Deposit HK$19.42M · loan HK$29.13M · min. income ≈ HK$311,566/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$2,063,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,996
−HK$9,719/mo
▼ 0.25% · 3.875%
HK$159,817
−HK$4,898/mo
Today · 4.125%
HK$164,715
baseline
▲ 0.50% · 4.625%
HK$174,738
+HK$10,023/mo
Deposit HK$14.57M · loan HK$33.99M · min. income ≈ HK$329,430/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$2,063,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,431
−HK$9,316/mo
▼ 0.25% · 3.875%
HK$177,055
−HK$4,692/mo
Today · 4.125%
HK$181,747
baseline
▲ 0.50% · 4.625%
HK$191,327
+HK$9,580/mo
Deposit HK$14.57M · loan HK$33.99M · min. income ≈ HK$363,494/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$2,063,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,280
−HK$12,497/mo
▼ 0.25% · 3.875%
HK$205,479
−HK$6,298/mo
Today · 4.125%
HK$211,777
baseline
▲ 0.50% · 4.625%
HK$224,663
+HK$12,886/mo
Deposit HK$4.86M · loan HK$43.70M · min. income ≈ HK$423,554/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,063,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,697
−HK$11,978/mo
▼ 0.25% · 3.875%
HK$227,643
−HK$6,032/mo
Today · 4.125%
HK$233,675
baseline
▲ 0.50% · 4.625%
HK$245,992
+HK$12,317/mo
Deposit HK$4.86M · loan HK$43.70M · min. income ≈ HK$467,350/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,063,462 · Scale 2, in force from 26 Feb 2026)