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Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$48.55M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$154,996
−HK$9,720/mo
▼ 0.25% · 3.875%
HK$159,817
−HK$4,899/mo
Today · 4.125%
HK$164,716
baseline
▲ 0.50% · 4.625%
HK$174,738
+HK$10,022/mo
Deposit HK$14.57M · loan HK$33.99M · min. income ≈ HK$329,432/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$2,063,468 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.
Data sourced from Renavon.com