LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,725
−HK$6,944/mo
▼ 0.25% · 3.875%
HK$114,169
−HK$3,500/mo
Today · 4.125%
HK$117,669
baseline
▲ 0.50% · 4.625%
HK$124,828
+HK$7,159/mo
Deposit HK$24.28M · loan HK$24.28M · min. income ≈ HK$235,338/mo (50% DSR)
Upfront cash ≈ HK$26.34M (deposit + AVD stamp duty HK$2,063,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,181
−HK$6,655/mo
▼ 0.25% · 3.875%
HK$126,484
−HK$3,352/mo
Today · 4.125%
HK$129,836
baseline
▲ 0.50% · 4.625%
HK$136,679
+HK$6,843/mo
Deposit HK$24.28M · loan HK$24.28M · min. income ≈ HK$259,672/mo (50% DSR)
Upfront cash ≈ HK$26.34M (deposit + AVD stamp duty HK$2,063,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,870
−HK$8,332/mo
▼ 0.25% · 3.875%
HK$137,003
−HK$4,199/mo
Today · 4.125%
HK$141,202
baseline
▲ 0.50% · 4.625%
HK$149,794
+HK$8,592/mo
Deposit HK$19.42M · loan HK$29.13M · min. income ≈ HK$282,404/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$2,063,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,817
−HK$7,986/mo
▼ 0.25% · 3.875%
HK$151,781
−HK$4,022/mo
Today · 4.125%
HK$155,803
baseline
▲ 0.50% · 4.625%
HK$164,015
+HK$8,212/mo
Deposit HK$19.42M · loan HK$29.13M · min. income ≈ HK$311,606/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$2,063,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,015
−HK$9,721/mo
▼ 0.25% · 3.875%
HK$159,837
−HK$4,899/mo
Today · 4.125%
HK$164,736
baseline
▲ 0.50% · 4.625%
HK$174,760
+HK$10,024/mo
Deposit HK$14.57M · loan HK$33.99M · min. income ≈ HK$329,472/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$2,063,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,453
−HK$9,317/mo
▼ 0.25% · 3.875%
HK$177,078
−HK$4,692/mo
Today · 4.125%
HK$181,770
baseline
▲ 0.50% · 4.625%
HK$191,351
+HK$9,581/mo
Deposit HK$14.57M · loan HK$33.99M · min. income ≈ HK$363,540/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$2,063,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,305
−HK$12,498/mo
▼ 0.25% · 3.875%
HK$205,505
−HK$6,298/mo
Today · 4.125%
HK$211,803
baseline
▲ 0.50% · 4.625%
HK$224,691
+HK$12,888/mo
Deposit HK$4.86M · loan HK$43.70M · min. income ≈ HK$423,606/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,063,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,725
−HK$11,979/mo
▼ 0.25% · 3.875%
HK$227,672
−HK$6,032/mo
Today · 4.125%
HK$233,704
baseline
▲ 0.50% · 4.625%
HK$246,023
+HK$12,319/mo
Deposit HK$4.86M · loan HK$43.70M · min. income ≈ HK$467,408/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,063,723 · Scale 2, in force from 26 Feb 2026)