LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,728
−HK$6,943/mo
▼ 0.25% · 3.875%
HK$114,172
−HK$3,499/mo
Today · 4.125%
HK$117,671
baseline
▲ 0.50% · 4.625%
HK$124,831
+HK$7,160/mo
Deposit HK$24.28M · loan HK$24.28M · min. income ≈ HK$235,342/mo (50% DSR)
Upfront cash ≈ HK$26.34M (deposit + AVD stamp duty HK$2,063,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,183
−HK$6,656/mo
▼ 0.25% · 3.875%
HK$126,487
−HK$3,352/mo
Today · 4.125%
HK$129,839
baseline
▲ 0.50% · 4.625%
HK$136,682
+HK$6,843/mo
Deposit HK$24.28M · loan HK$24.28M · min. income ≈ HK$259,678/mo (50% DSR)
Upfront cash ≈ HK$26.34M (deposit + AVD stamp duty HK$2,063,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,873
−HK$8,332/mo
▼ 0.25% · 3.875%
HK$137,006
−HK$4,199/mo
Today · 4.125%
HK$141,205
baseline
▲ 0.50% · 4.625%
HK$149,797
+HK$8,592/mo
Deposit HK$19.42M · loan HK$29.14M · min. income ≈ HK$282,410/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$2,063,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,820
−HK$7,986/mo
▼ 0.25% · 3.875%
HK$151,784
−HK$4,022/mo
Today · 4.125%
HK$155,806
baseline
▲ 0.50% · 4.625%
HK$164,019
+HK$8,213/mo
Deposit HK$19.42M · loan HK$29.14M · min. income ≈ HK$311,612/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$2,063,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,019
−HK$9,721/mo
▼ 0.25% · 3.875%
HK$159,841
−HK$4,899/mo
Today · 4.125%
HK$164,740
baseline
▲ 0.50% · 4.625%
HK$174,764
+HK$10,024/mo
Deposit HK$14.57M · loan HK$33.99M · min. income ≈ HK$329,480/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$2,063,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,457
−HK$9,317/mo
▼ 0.25% · 3.875%
HK$177,082
−HK$4,692/mo
Today · 4.125%
HK$181,774
baseline
▲ 0.50% · 4.625%
HK$191,355
+HK$9,581/mo
Deposit HK$14.57M · loan HK$33.99M · min. income ≈ HK$363,548/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$2,063,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,310
−HK$12,498/mo
▼ 0.25% · 3.875%
HK$205,509
−HK$6,299/mo
Today · 4.125%
HK$211,808
baseline
▲ 0.50% · 4.625%
HK$224,696
+HK$12,888/mo
Deposit HK$4.86M · loan HK$43.70M · min. income ≈ HK$423,616/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,063,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,730
−HK$11,979/mo
▼ 0.25% · 3.875%
HK$227,677
−HK$6,032/mo
Today · 4.125%
HK$233,709
baseline
▲ 0.50% · 4.625%
HK$246,028
+HK$12,319/mo
Deposit HK$4.86M · loan HK$43.70M · min. income ≈ HK$467,418/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,063,769 · Scale 2, in force from 26 Feb 2026)