LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,732
−HK$6,944/mo
▼ 0.25% · 3.875%
HK$114,176
−HK$3,500/mo
Today · 4.125%
HK$117,676
baseline
▲ 0.50% · 4.625%
HK$124,836
+HK$7,160/mo
Deposit HK$24.28M · loan HK$24.28M · min. income ≈ HK$235,352/mo (50% DSR)
Upfront cash ≈ HK$26.34M (deposit + AVD stamp duty HK$2,063,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,188
−HK$6,656/mo
▼ 0.25% · 3.875%
HK$126,492
−HK$3,352/mo
Today · 4.125%
HK$129,844
baseline
▲ 0.50% · 4.625%
HK$136,688
+HK$6,844/mo
Deposit HK$24.28M · loan HK$24.28M · min. income ≈ HK$259,688/mo (50% DSR)
Upfront cash ≈ HK$26.34M (deposit + AVD stamp duty HK$2,063,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,878
−HK$8,333/mo
▼ 0.25% · 3.875%
HK$137,012
−HK$4,199/mo
Today · 4.125%
HK$141,211
baseline
▲ 0.50% · 4.625%
HK$149,803
+HK$8,592/mo
Deposit HK$19.42M · loan HK$29.14M · min. income ≈ HK$282,422/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$2,063,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,826
−HK$7,987/mo
▼ 0.25% · 3.875%
HK$151,791
−HK$4,022/mo
Today · 4.125%
HK$155,813
baseline
▲ 0.50% · 4.625%
HK$164,026
+HK$8,213/mo
Deposit HK$19.42M · loan HK$29.14M · min. income ≈ HK$311,626/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$2,063,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,025
−HK$9,721/mo
▼ 0.25% · 3.875%
HK$159,847
−HK$4,899/mo
Today · 4.125%
HK$164,746
baseline
▲ 0.50% · 4.625%
HK$174,771
+HK$10,025/mo
Deposit HK$14.57M · loan HK$33.99M · min. income ≈ HK$329,492/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$2,063,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,464
−HK$9,317/mo
▼ 0.25% · 3.875%
HK$177,089
−HK$4,692/mo
Today · 4.125%
HK$181,781
baseline
▲ 0.50% · 4.625%
HK$191,363
+HK$9,582/mo
Deposit HK$14.57M · loan HK$33.99M · min. income ≈ HK$363,562/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$2,063,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,318
−HK$12,499/mo
▼ 0.25% · 3.875%
HK$205,518
−HK$6,299/mo
Today · 4.125%
HK$211,817
baseline
▲ 0.50% · 4.625%
HK$224,705
+HK$12,888/mo
Deposit HK$4.86M · loan HK$43.71M · min. income ≈ HK$423,634/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,063,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,739
−HK$11,980/mo
▼ 0.25% · 3.875%
HK$227,686
−HK$6,033/mo
Today · 4.125%
HK$233,719
baseline
▲ 0.50% · 4.625%
HK$246,038
+HK$12,319/mo
Deposit HK$4.86M · loan HK$43.71M · min. income ≈ HK$467,438/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,063,853 · Scale 2, in force from 26 Feb 2026)