LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,732
−HK$6,944/mo
▼ 0.25% · 3.875%
HK$114,177
−HK$3,499/mo
Today · 4.125%
HK$117,676
baseline
▲ 0.50% · 4.625%
HK$124,837
+HK$7,161/mo
Deposit HK$24.28M · loan HK$24.28M · min. income ≈ HK$235,352/mo (50% DSR)
Upfront cash ≈ HK$26.34M (deposit + AVD stamp duty HK$2,063,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,189
−HK$6,655/mo
▼ 0.25% · 3.875%
HK$126,493
−HK$3,351/mo
Today · 4.125%
HK$129,844
baseline
▲ 0.50% · 4.625%
HK$136,688
+HK$6,844/mo
Deposit HK$24.28M · loan HK$24.28M · min. income ≈ HK$259,688/mo (50% DSR)
Upfront cash ≈ HK$26.34M (deposit + AVD stamp duty HK$2,063,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,879
−HK$8,333/mo
▼ 0.25% · 3.875%
HK$137,012
−HK$4,200/mo
Today · 4.125%
HK$141,212
baseline
▲ 0.50% · 4.625%
HK$149,804
+HK$8,592/mo
Deposit HK$19.42M · loan HK$29.14M · min. income ≈ HK$282,424/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$2,063,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,826
−HK$7,987/mo
▼ 0.25% · 3.875%
HK$151,791
−HK$4,022/mo
Today · 4.125%
HK$155,813
baseline
▲ 0.50% · 4.625%
HK$164,026
+HK$8,213/mo
Deposit HK$19.42M · loan HK$29.14M · min. income ≈ HK$311,626/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$2,063,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,025
−HK$9,722/mo
▼ 0.25% · 3.875%
HK$159,848
−HK$4,899/mo
Today · 4.125%
HK$164,747
baseline
▲ 0.50% · 4.625%
HK$174,771
+HK$10,024/mo
Deposit HK$14.57M · loan HK$33.99M · min. income ≈ HK$329,494/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$2,063,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,464
−HK$9,318/mo
▼ 0.25% · 3.875%
HK$177,090
−HK$4,692/mo
Today · 4.125%
HK$181,782
baseline
▲ 0.50% · 4.625%
HK$191,364
+HK$9,582/mo
Deposit HK$14.57M · loan HK$33.99M · min. income ≈ HK$363,564/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$2,063,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,318
−HK$12,499/mo
▼ 0.25% · 3.875%
HK$205,518
−HK$6,299/mo
Today · 4.125%
HK$211,817
baseline
▲ 0.50% · 4.625%
HK$224,706
+HK$12,889/mo
Deposit HK$4.86M · loan HK$43.71M · min. income ≈ HK$423,634/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,063,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,740
−HK$11,979/mo
▼ 0.25% · 3.875%
HK$227,687
−HK$6,032/mo
Today · 4.125%
HK$233,719
baseline
▲ 0.50% · 4.625%
HK$246,039
+HK$12,320/mo
Deposit HK$4.86M · loan HK$43.71M · min. income ≈ HK$467,438/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,063,859 · Scale 2, in force from 26 Feb 2026)