LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,767
−HK$6,946/mo
▼ 0.25% · 3.875%
HK$114,212
−HK$3,501/mo
Today · 4.125%
HK$117,713
baseline
▲ 0.50% · 4.625%
HK$124,875
+HK$7,162/mo
Deposit HK$24.29M · loan HK$24.29M · min. income ≈ HK$235,426/mo (50% DSR)
Upfront cash ≈ HK$26.35M (deposit + AVD stamp duty HK$2,064,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,227
−HK$6,657/mo
▼ 0.25% · 3.875%
HK$126,532
−HK$3,352/mo
Today · 4.125%
HK$129,884
baseline
▲ 0.50% · 4.625%
HK$136,731
+HK$6,847/mo
Deposit HK$24.29M · loan HK$24.29M · min. income ≈ HK$259,768/mo (50% DSR)
Upfront cash ≈ HK$26.35M (deposit + AVD stamp duty HK$2,064,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,920
−HK$8,335/mo
▼ 0.25% · 3.875%
HK$137,055
−HK$4,200/mo
Today · 4.125%
HK$141,255
baseline
▲ 0.50% · 4.625%
HK$149,850
+HK$8,595/mo
Deposit HK$19.43M · loan HK$29.15M · min. income ≈ HK$282,510/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$2,064,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,872
−HK$7,989/mo
▼ 0.25% · 3.875%
HK$151,838
−HK$4,023/mo
Today · 4.125%
HK$155,861
baseline
▲ 0.50% · 4.625%
HK$164,077
+HK$8,216/mo
Deposit HK$19.43M · loan HK$29.15M · min. income ≈ HK$311,722/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$2,064,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,073
−HK$9,725/mo
▼ 0.25% · 3.875%
HK$159,897
−HK$4,901/mo
Today · 4.125%
HK$164,798
baseline
▲ 0.50% · 4.625%
HK$174,825
+HK$10,027/mo
Deposit HK$14.57M · loan HK$34.00M · min. income ≈ HK$329,596/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$2,064,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,518
−HK$9,320/mo
▼ 0.25% · 3.875%
HK$177,144
−HK$4,694/mo
Today · 4.125%
HK$181,838
baseline
▲ 0.50% · 4.625%
HK$191,423
+HK$9,585/mo
Deposit HK$14.57M · loan HK$34.00M · min. income ≈ HK$363,676/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$2,064,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,380
−HK$12,503/mo
▼ 0.25% · 3.875%
HK$205,582
−HK$6,301/mo
Today · 4.125%
HK$211,883
baseline
▲ 0.50% · 4.625%
HK$224,775
+HK$12,892/mo
Deposit HK$4.86M · loan HK$43.72M · min. income ≈ HK$423,766/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,064,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,808
−HK$11,984/mo
▼ 0.25% · 3.875%
HK$227,757
−HK$6,035/mo
Today · 4.125%
HK$233,792
baseline
▲ 0.50% · 4.625%
HK$246,115
+HK$12,323/mo
Deposit HK$4.86M · loan HK$43.72M · min. income ≈ HK$467,584/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,064,498 · Scale 2, in force from 26 Feb 2026)