LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,784
−HK$6,947/mo
▼ 0.25% · 3.875%
HK$114,230
−HK$3,501/mo
Today · 4.125%
HK$117,731
baseline
▲ 0.50% · 4.625%
HK$124,895
+HK$7,164/mo
Deposit HK$24.29M · loan HK$24.29M · min. income ≈ HK$235,462/mo (50% DSR)
Upfront cash ≈ HK$26.36M (deposit + AVD stamp duty HK$2,064,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,246
−HK$6,659/mo
▼ 0.25% · 3.875%
HK$126,551
−HK$3,354/mo
Today · 4.125%
HK$129,905
baseline
▲ 0.50% · 4.625%
HK$136,752
+HK$6,847/mo
Deposit HK$24.29M · loan HK$24.29M · min. income ≈ HK$259,810/mo (50% DSR)
Upfront cash ≈ HK$26.36M (deposit + AVD stamp duty HK$2,064,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,941
−HK$8,336/mo
▼ 0.25% · 3.875%
HK$137,076
−HK$4,201/mo
Today · 4.125%
HK$141,277
baseline
▲ 0.50% · 4.625%
HK$149,874
+HK$8,597/mo
Deposit HK$19.43M · loan HK$29.15M · min. income ≈ HK$282,554/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$2,064,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,895
−HK$7,991/mo
▼ 0.25% · 3.875%
HK$151,862
−HK$4,024/mo
Today · 4.125%
HK$155,886
baseline
▲ 0.50% · 4.625%
HK$164,103
+HK$8,217/mo
Deposit HK$19.43M · loan HK$29.15M · min. income ≈ HK$311,772/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$2,064,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,098
−HK$9,726/mo
▼ 0.25% · 3.875%
HK$159,922
−HK$4,902/mo
Today · 4.125%
HK$164,824
baseline
▲ 0.50% · 4.625%
HK$174,853
+HK$10,029/mo
Deposit HK$14.58M · loan HK$34.01M · min. income ≈ HK$329,648/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$2,064,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,544
−HK$9,323/mo
▼ 0.25% · 3.875%
HK$177,172
−HK$4,695/mo
Today · 4.125%
HK$181,867
baseline
▲ 0.50% · 4.625%
HK$191,453
+HK$9,586/mo
Deposit HK$14.58M · loan HK$34.01M · min. income ≈ HK$363,734/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$2,064,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,411
−HK$12,505/mo
▼ 0.25% · 3.875%
HK$205,614
−HK$6,302/mo
Today · 4.125%
HK$211,916
baseline
▲ 0.50% · 4.625%
HK$224,811
+HK$12,895/mo
Deposit HK$4.86M · loan HK$43.73M · min. income ≈ HK$423,832/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,064,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,843
−HK$11,985/mo
▼ 0.25% · 3.875%
HK$227,793
−HK$6,035/mo
Today · 4.125%
HK$233,828
baseline
▲ 0.50% · 4.625%
HK$246,154
+HK$12,326/mo
Deposit HK$4.86M · loan HK$43.73M · min. income ≈ HK$467,656/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,064,820 · Scale 2, in force from 26 Feb 2026)