LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,788
−HK$6,947/mo
▼ 0.25% · 3.875%
HK$114,234
−HK$3,501/mo
Today · 4.125%
HK$117,735
baseline
▲ 0.50% · 4.625%
HK$124,899
+HK$7,164/mo
Deposit HK$24.29M · loan HK$24.29M · min. income ≈ HK$235,470/mo (50% DSR)
Upfront cash ≈ HK$26.36M (deposit + AVD stamp duty HK$2,064,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,250
−HK$6,659/mo
▼ 0.25% · 3.875%
HK$126,556
−HK$3,353/mo
Today · 4.125%
HK$129,909
baseline
▲ 0.50% · 4.625%
HK$136,757
+HK$6,848/mo
Deposit HK$24.29M · loan HK$24.29M · min. income ≈ HK$259,818/mo (50% DSR)
Upfront cash ≈ HK$26.36M (deposit + AVD stamp duty HK$2,064,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,945
−HK$8,337/mo
▼ 0.25% · 3.875%
HK$137,081
−HK$4,201/mo
Today · 4.125%
HK$141,282
baseline
▲ 0.50% · 4.625%
HK$149,879
+HK$8,597/mo
Deposit HK$19.43M · loan HK$29.15M · min. income ≈ HK$282,564/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$2,064,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,900
−HK$7,991/mo
▼ 0.25% · 3.875%
HK$151,867
−HK$4,024/mo
Today · 4.125%
HK$155,891
baseline
▲ 0.50% · 4.625%
HK$164,108
+HK$8,217/mo
Deposit HK$19.43M · loan HK$29.15M · min. income ≈ HK$311,782/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$2,064,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,103
−HK$9,726/mo
▼ 0.25% · 3.875%
HK$159,927
−HK$4,902/mo
Today · 4.125%
HK$164,829
baseline
▲ 0.50% · 4.625%
HK$174,859
+HK$10,030/mo
Deposit HK$14.58M · loan HK$34.01M · min. income ≈ HK$329,658/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$2,064,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,550
−HK$9,323/mo
▼ 0.25% · 3.875%
HK$177,178
−HK$4,695/mo
Today · 4.125%
HK$181,873
baseline
▲ 0.50% · 4.625%
HK$191,459
+HK$9,586/mo
Deposit HK$14.58M · loan HK$34.01M · min. income ≈ HK$363,746/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$2,064,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,418
−HK$12,505/mo
▼ 0.25% · 3.875%
HK$205,621
−HK$6,302/mo
Today · 4.125%
HK$211,923
baseline
▲ 0.50% · 4.625%
HK$224,818
+HK$12,895/mo
Deposit HK$4.86M · loan HK$43.73M · min. income ≈ HK$423,846/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,064,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,850
−HK$11,986/mo
▼ 0.25% · 3.875%
HK$227,800
−HK$6,036/mo
Today · 4.125%
HK$233,836
baseline
▲ 0.50% · 4.625%
HK$246,162
+HK$12,326/mo
Deposit HK$4.86M · loan HK$43.73M · min. income ≈ HK$467,672/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,064,890 · Scale 2, in force from 26 Feb 2026)