LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,801
−HK$6,949/mo
▼ 0.25% · 3.875%
HK$114,248
−HK$3,502/mo
Today · 4.125%
HK$117,750
baseline
▲ 0.50% · 4.625%
HK$124,914
+HK$7,164/mo
Deposit HK$24.30M · loan HK$24.30M · min. income ≈ HK$235,500/mo (50% DSR)
Upfront cash ≈ HK$26.36M (deposit + AVD stamp duty HK$2,065,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,265
−HK$6,660/mo
▼ 0.25% · 3.875%
HK$126,571
−HK$3,354/mo
Today · 4.125%
HK$129,925
baseline
▲ 0.50% · 4.625%
HK$136,774
+HK$6,849/mo
Deposit HK$24.30M · loan HK$24.30M · min. income ≈ HK$259,850/mo (50% DSR)
Upfront cash ≈ HK$26.36M (deposit + AVD stamp duty HK$2,065,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,962
−HK$8,338/mo
▼ 0.25% · 3.875%
HK$137,098
−HK$4,202/mo
Today · 4.125%
HK$141,300
baseline
▲ 0.50% · 4.625%
HK$149,897
+HK$8,597/mo
Deposit HK$19.44M · loan HK$29.15M · min. income ≈ HK$282,600/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$2,065,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,919
−HK$7,991/mo
▼ 0.25% · 3.875%
HK$151,886
−HK$4,024/mo
Today · 4.125%
HK$155,910
baseline
▲ 0.50% · 4.625%
HK$164,128
+HK$8,218/mo
Deposit HK$19.44M · loan HK$29.15M · min. income ≈ HK$311,820/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$2,065,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,122
−HK$9,727/mo
▼ 0.25% · 3.875%
HK$159,947
−HK$4,902/mo
Today · 4.125%
HK$164,849
baseline
▲ 0.50% · 4.625%
HK$174,880
+HK$10,031/mo
Deposit HK$14.58M · loan HK$34.01M · min. income ≈ HK$329,698/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$2,065,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,572
−HK$9,323/mo
▼ 0.25% · 3.875%
HK$177,200
−HK$4,695/mo
Today · 4.125%
HK$181,895
baseline
▲ 0.50% · 4.625%
HK$191,483
+HK$9,588/mo
Deposit HK$14.58M · loan HK$34.01M · min. income ≈ HK$363,790/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$2,065,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,443
−HK$12,506/mo
▼ 0.25% · 3.875%
HK$205,646
−HK$6,303/mo
Today · 4.125%
HK$211,949
baseline
▲ 0.50% · 4.625%
HK$224,846
+HK$12,897/mo
Deposit HK$4.86M · loan HK$43.73M · min. income ≈ HK$423,898/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,065,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,878
−HK$11,987/mo
▼ 0.25% · 3.875%
HK$227,828
−HK$6,037/mo
Today · 4.125%
HK$233,865
baseline
▲ 0.50% · 4.625%
HK$246,193
+HK$12,328/mo
Deposit HK$4.86M · loan HK$43.73M · min. income ≈ HK$467,730/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,065,145 · Scale 2, in force from 26 Feb 2026)