LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,803
−HK$6,948/mo
▼ 0.25% · 3.875%
HK$114,249
−HK$3,502/mo
Today · 4.125%
HK$117,751
baseline
▲ 0.50% · 4.625%
HK$124,916
+HK$7,165/mo
Deposit HK$24.30M · loan HK$24.30M · min. income ≈ HK$235,502/mo (50% DSR)
Upfront cash ≈ HK$26.36M (deposit + AVD stamp duty HK$2,065,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,267
−HK$6,659/mo
▼ 0.25% · 3.875%
HK$126,573
−HK$3,353/mo
Today · 4.125%
HK$129,926
baseline
▲ 0.50% · 4.625%
HK$136,775
+HK$6,849/mo
Deposit HK$24.30M · loan HK$24.30M · min. income ≈ HK$259,852/mo (50% DSR)
Upfront cash ≈ HK$26.36M (deposit + AVD stamp duty HK$2,065,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,963
−HK$8,338/mo
▼ 0.25% · 3.875%
HK$137,099
−HK$4,202/mo
Today · 4.125%
HK$141,301
baseline
▲ 0.50% · 4.625%
HK$149,899
+HK$8,598/mo
Deposit HK$19.44M · loan HK$29.16M · min. income ≈ HK$282,602/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$2,065,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,920
−HK$7,992/mo
▼ 0.25% · 3.875%
HK$151,887
−HK$4,025/mo
Today · 4.125%
HK$155,912
baseline
▲ 0.50% · 4.625%
HK$164,130
+HK$8,218/mo
Deposit HK$19.44M · loan HK$29.16M · min. income ≈ HK$311,824/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$2,065,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,124
−HK$9,727/mo
▼ 0.25% · 3.875%
HK$159,949
−HK$4,902/mo
Today · 4.125%
HK$164,851
baseline
▲ 0.50% · 4.625%
HK$174,882
+HK$10,031/mo
Deposit HK$14.58M · loan HK$34.01M · min. income ≈ HK$329,702/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$2,065,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,573
−HK$9,324/mo
▼ 0.25% · 3.875%
HK$177,202
−HK$4,695/mo
Today · 4.125%
HK$181,897
baseline
▲ 0.50% · 4.625%
HK$191,485
+HK$9,588/mo
Deposit HK$14.58M · loan HK$34.01M · min. income ≈ HK$363,794/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$2,065,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,445
−HK$12,506/mo
▼ 0.25% · 3.875%
HK$205,648
−HK$6,303/mo
Today · 4.125%
HK$211,951
baseline
▲ 0.50% · 4.625%
HK$224,848
+HK$12,897/mo
Deposit HK$4.86M · loan HK$43.73M · min. income ≈ HK$423,902/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,065,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,880
−HK$11,988/mo
▼ 0.25% · 3.875%
HK$227,831
−HK$6,037/mo
Today · 4.125%
HK$233,868
baseline
▲ 0.50% · 4.625%
HK$246,195
+HK$12,327/mo
Deposit HK$4.86M · loan HK$43.73M · min. income ≈ HK$467,736/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$2,065,166 · Scale 2, in force from 26 Feb 2026)