LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,820
−HK$6,949/mo
▼ 0.25% · 3.875%
HK$114,267
−HK$3,502/mo
Today · 4.125%
HK$117,769
baseline
▲ 0.50% · 4.625%
HK$124,935
+HK$7,166/mo
Deposit HK$24.30M · loan HK$24.30M · min. income ≈ HK$235,538/mo (50% DSR)
Upfront cash ≈ HK$26.37M (deposit + AVD stamp duty HK$2,065,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,286
−HK$6,660/mo
▼ 0.25% · 3.875%
HK$126,592
−HK$3,354/mo
Today · 4.125%
HK$129,946
baseline
▲ 0.50% · 4.625%
HK$136,796
+HK$6,850/mo
Deposit HK$24.30M · loan HK$24.30M · min. income ≈ HK$259,892/mo (50% DSR)
Upfront cash ≈ HK$26.37M (deposit + AVD stamp duty HK$2,065,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,984
−HK$8,339/mo
▼ 0.25% · 3.875%
HK$137,120
−HK$4,203/mo
Today · 4.125%
HK$141,323
baseline
▲ 0.50% · 4.625%
HK$149,922
+HK$8,599/mo
Deposit HK$19.44M · loan HK$29.16M · min. income ≈ HK$282,646/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$2,065,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,943
−HK$7,993/mo
▼ 0.25% · 3.875%
HK$151,911
−HK$4,025/mo
Today · 4.125%
HK$155,936
baseline
▲ 0.50% · 4.625%
HK$164,155
+HK$8,219/mo
Deposit HK$19.44M · loan HK$29.16M · min. income ≈ HK$311,872/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$2,065,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,147
−HK$9,730/mo
▼ 0.25% · 3.875%
HK$159,973
−HK$4,904/mo
Today · 4.125%
HK$164,877
baseline
▲ 0.50% · 4.625%
HK$174,909
+HK$10,032/mo
Deposit HK$14.58M · loan HK$34.02M · min. income ≈ HK$329,754/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$2,065,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,600
−HK$9,325/mo
▼ 0.25% · 3.875%
HK$177,229
−HK$4,696/mo
Today · 4.125%
HK$181,925
baseline
▲ 0.50% · 4.625%
HK$191,515
+HK$9,590/mo
Deposit HK$14.58M · loan HK$34.02M · min. income ≈ HK$363,850/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$2,065,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,475
−HK$12,509/mo
▼ 0.25% · 3.875%
HK$205,680
−HK$6,304/mo
Today · 4.125%
HK$211,984
baseline
▲ 0.50% · 4.625%
HK$224,883
+HK$12,899/mo
Deposit HK$4.86M · loan HK$43.74M · min. income ≈ HK$423,968/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,065,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,914
−HK$11,990/mo
▼ 0.25% · 3.875%
HK$227,866
−HK$6,038/mo
Today · 4.125%
HK$233,904
baseline
▲ 0.50% · 4.625%
HK$246,233
+HK$12,329/mo
Deposit HK$4.86M · loan HK$43.74M · min. income ≈ HK$467,808/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,065,485 · Scale 2, in force from 26 Feb 2026)