LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,082
−HK$695/mo
▼ 0.25% · 3.875%
HK$11,427
−HK$350/mo
Today · 4.125%
HK$11,777
baseline
▲ 0.50% · 4.625%
HK$12,494
+HK$717/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$23,554/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$103,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,329
−HK$666/mo
▼ 0.25% · 3.875%
HK$12,659
−HK$336/mo
Today · 4.125%
HK$12,995
baseline
▲ 0.50% · 4.625%
HK$13,680
+HK$685/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$25,990/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$103,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,298
−HK$834/mo
▼ 0.25% · 3.875%
HK$13,712
−HK$420/mo
Today · 4.125%
HK$14,132
baseline
▲ 0.50% · 4.625%
HK$14,992
+HK$860/mo
Deposit HK$1.94M · loan HK$2.92M · min. income ≈ HK$28,264/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$103,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,794
−HK$800/mo
▼ 0.25% · 3.875%
HK$15,191
−HK$403/mo
Today · 4.125%
HK$15,594
baseline
▲ 0.50% · 4.625%
HK$16,416
+HK$822/mo
Deposit HK$1.94M · loan HK$2.92M · min. income ≈ HK$31,188/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$103,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,515
−HK$973/mo
▼ 0.25% · 3.875%
HK$15,998
−HK$490/mo
Today · 4.125%
HK$16,488
baseline
▲ 0.50% · 4.625%
HK$17,491
+HK$1,003/mo
Deposit HK$1.46M · loan HK$3.40M · min. income ≈ HK$32,976/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$103,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,260
−HK$933/mo
▼ 0.25% · 3.875%
HK$17,723
−HK$470/mo
Today · 4.125%
HK$18,193
baseline
▲ 0.50% · 4.625%
HK$19,152
+HK$959/mo
Deposit HK$1.46M · loan HK$3.40M · min. income ≈ HK$36,386/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$103,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,948
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,568
−HK$631/mo
Today · 4.125%
HK$21,199
baseline
▲ 0.50% · 4.625%
HK$22,489
+HK$1,290/mo
Deposit HK$486K · loan HK$4.37M · min. income ≈ HK$42,398/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$103,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,192
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,787
−HK$604/mo
Today · 4.125%
HK$23,391
baseline
▲ 0.50% · 4.625%
HK$24,624
+HK$1,233/mo
Deposit HK$486K · loan HK$4.37M · min. income ≈ HK$46,782/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$103,502 · Scale 2, in force from 26 Feb 2026)