LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,828
−HK$6,950/mo
▼ 0.25% · 3.875%
HK$114,275
−HK$3,503/mo
Today · 4.125%
HK$117,778
baseline
▲ 0.50% · 4.625%
HK$124,944
+HK$7,166/mo
Deposit HK$24.30M · loan HK$24.30M · min. income ≈ HK$235,556/mo (50% DSR)
Upfront cash ≈ HK$26.37M (deposit + AVD stamp duty HK$2,065,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,295
−HK$6,661/mo
▼ 0.25% · 3.875%
HK$126,602
−HK$3,354/mo
Today · 4.125%
HK$129,956
baseline
▲ 0.50% · 4.625%
HK$136,806
+HK$6,850/mo
Deposit HK$24.30M · loan HK$24.30M · min. income ≈ HK$259,912/mo (50% DSR)
Upfront cash ≈ HK$26.37M (deposit + AVD stamp duty HK$2,065,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,993
−HK$8,340/mo
▼ 0.25% · 3.875%
HK$137,130
−HK$4,203/mo
Today · 4.125%
HK$141,333
baseline
▲ 0.50% · 4.625%
HK$149,933
+HK$8,600/mo
Deposit HK$19.44M · loan HK$29.16M · min. income ≈ HK$282,666/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$2,065,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,954
−HK$7,993/mo
▼ 0.25% · 3.875%
HK$151,922
−HK$4,025/mo
Today · 4.125%
HK$155,947
baseline
▲ 0.50% · 4.625%
HK$164,168
+HK$8,221/mo
Deposit HK$19.44M · loan HK$29.16M · min. income ≈ HK$311,894/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$2,065,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,159
−HK$9,730/mo
▼ 0.25% · 3.875%
HK$159,985
−HK$4,904/mo
Today · 4.125%
HK$164,889
baseline
▲ 0.50% · 4.625%
HK$174,922
+HK$10,033/mo
Deposit HK$14.58M · loan HK$34.02M · min. income ≈ HK$329,778/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$2,065,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,613
−HK$9,326/mo
▼ 0.25% · 3.875%
HK$177,242
−HK$4,697/mo
Today · 4.125%
HK$181,939
baseline
▲ 0.50% · 4.625%
HK$191,529
+HK$9,590/mo
Deposit HK$14.58M · loan HK$34.02M · min. income ≈ HK$363,878/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$2,065,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,490
−HK$12,510/mo
▼ 0.25% · 3.875%
HK$205,695
−HK$6,305/mo
Today · 4.125%
HK$212,000
baseline
▲ 0.50% · 4.625%
HK$224,900
+HK$12,900/mo
Deposit HK$4.86M · loan HK$43.74M · min. income ≈ HK$424,000/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,065,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,931
−HK$11,990/mo
▼ 0.25% · 3.875%
HK$227,883
−HK$6,038/mo
Today · 4.125%
HK$233,921
baseline
▲ 0.50% · 4.625%
HK$246,251
+HK$12,330/mo
Deposit HK$4.86M · loan HK$43.74M · min. income ≈ HK$467,842/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,065,638 · Scale 2, in force from 26 Feb 2026)