LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,830
−HK$6,950/mo
▼ 0.25% · 3.875%
HK$114,277
−HK$3,503/mo
Today · 4.125%
HK$117,780
baseline
▲ 0.50% · 4.625%
HK$124,947
+HK$7,167/mo
Deposit HK$24.30M · loan HK$24.30M · min. income ≈ HK$235,560/mo (50% DSR)
Upfront cash ≈ HK$26.37M (deposit + AVD stamp duty HK$2,065,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,297
−HK$6,662/mo
▼ 0.25% · 3.875%
HK$126,604
−HK$3,355/mo
Today · 4.125%
HK$129,959
baseline
▲ 0.50% · 4.625%
HK$136,809
+HK$6,850/mo
Deposit HK$24.30M · loan HK$24.30M · min. income ≈ HK$259,918/mo (50% DSR)
Upfront cash ≈ HK$26.37M (deposit + AVD stamp duty HK$2,065,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,996
−HK$8,340/mo
▼ 0.25% · 3.875%
HK$137,133
−HK$4,203/mo
Today · 4.125%
HK$141,336
baseline
▲ 0.50% · 4.625%
HK$149,936
+HK$8,600/mo
Deposit HK$19.44M · loan HK$29.16M · min. income ≈ HK$282,672/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$2,065,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,957
−HK$7,993/mo
▼ 0.25% · 3.875%
HK$151,925
−HK$4,025/mo
Today · 4.125%
HK$155,950
baseline
▲ 0.50% · 4.625%
HK$164,171
+HK$8,221/mo
Deposit HK$19.44M · loan HK$29.16M · min. income ≈ HK$311,900/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$2,065,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,162
−HK$9,730/mo
▼ 0.25% · 3.875%
HK$159,988
−HK$4,904/mo
Today · 4.125%
HK$164,892
baseline
▲ 0.50% · 4.625%
HK$174,925
+HK$10,033/mo
Deposit HK$14.58M · loan HK$34.02M · min. income ≈ HK$329,784/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$2,065,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,616
−HK$9,326/mo
▼ 0.25% · 3.875%
HK$177,246
−HK$4,696/mo
Today · 4.125%
HK$181,942
baseline
▲ 0.50% · 4.625%
HK$191,533
+HK$9,591/mo
Deposit HK$14.58M · loan HK$34.02M · min. income ≈ HK$363,884/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$2,065,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,494
−HK$12,510/mo
▼ 0.25% · 3.875%
HK$205,699
−HK$6,305/mo
Today · 4.125%
HK$212,004
baseline
▲ 0.50% · 4.625%
HK$224,904
+HK$12,900/mo
Deposit HK$4.86M · loan HK$43.74M · min. income ≈ HK$424,008/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,065,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,935
−HK$11,991/mo
▼ 0.25% · 3.875%
HK$227,887
−HK$6,039/mo
Today · 4.125%
HK$233,926
baseline
▲ 0.50% · 4.625%
HK$246,256
+HK$12,330/mo
Deposit HK$4.86M · loan HK$43.74M · min. income ≈ HK$467,852/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,065,678 · Scale 2, in force from 26 Feb 2026)