LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,831
−HK$6,950/mo
▼ 0.25% · 3.875%
HK$114,279
−HK$3,502/mo
Today · 4.125%
HK$117,781
baseline
▲ 0.50% · 4.625%
HK$124,948
+HK$7,167/mo
Deposit HK$24.30M · loan HK$24.30M · min. income ≈ HK$235,562/mo (50% DSR)
Upfront cash ≈ HK$26.37M (deposit + AVD stamp duty HK$2,065,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,299
−HK$6,661/mo
▼ 0.25% · 3.875%
HK$126,606
−HK$3,354/mo
Today · 4.125%
HK$129,960
baseline
▲ 0.50% · 4.625%
HK$136,811
+HK$6,851/mo
Deposit HK$24.30M · loan HK$24.30M · min. income ≈ HK$259,920/mo (50% DSR)
Upfront cash ≈ HK$26.37M (deposit + AVD stamp duty HK$2,065,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,998
−HK$8,340/mo
▼ 0.25% · 3.875%
HK$137,135
−HK$4,203/mo
Today · 4.125%
HK$141,338
baseline
▲ 0.50% · 4.625%
HK$149,938
+HK$8,600/mo
Deposit HK$19.44M · loan HK$29.16M · min. income ≈ HK$282,676/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$2,065,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,959
−HK$7,993/mo
▼ 0.25% · 3.875%
HK$151,927
−HK$4,025/mo
Today · 4.125%
HK$155,952
baseline
▲ 0.50% · 4.625%
HK$164,173
+HK$8,221/mo
Deposit HK$19.44M · loan HK$29.16M · min. income ≈ HK$311,904/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$2,065,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,164
−HK$9,730/mo
▼ 0.25% · 3.875%
HK$159,990
−HK$4,904/mo
Today · 4.125%
HK$164,894
baseline
▲ 0.50% · 4.625%
HK$174,928
+HK$10,034/mo
Deposit HK$14.58M · loan HK$34.02M · min. income ≈ HK$329,788/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$2,065,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,618
−HK$9,326/mo
▼ 0.25% · 3.875%
HK$177,248
−HK$4,696/mo
Today · 4.125%
HK$181,944
baseline
▲ 0.50% · 4.625%
HK$191,535
+HK$9,591/mo
Deposit HK$14.58M · loan HK$34.02M · min. income ≈ HK$363,888/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$2,065,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,497
−HK$12,510/mo
▼ 0.25% · 3.875%
HK$205,702
−HK$6,305/mo
Today · 4.125%
HK$212,007
baseline
▲ 0.50% · 4.625%
HK$224,907
+HK$12,900/mo
Deposit HK$4.86M · loan HK$43.74M · min. income ≈ HK$424,014/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,065,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,938
−HK$11,990/mo
▼ 0.25% · 3.875%
HK$227,890
−HK$6,038/mo
Today · 4.125%
HK$233,928
baseline
▲ 0.50% · 4.625%
HK$246,259
+HK$12,331/mo
Deposit HK$4.86M · loan HK$43.74M · min. income ≈ HK$467,856/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,065,704 · Scale 2, in force from 26 Feb 2026)