LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,843
−HK$6,951/mo
▼ 0.25% · 3.875%
HK$114,291
−HK$3,503/mo
Today · 4.125%
HK$117,794
baseline
▲ 0.50% · 4.625%
HK$124,961
+HK$7,167/mo
Deposit HK$24.30M · loan HK$24.30M · min. income ≈ HK$235,588/mo (50% DSR)
Upfront cash ≈ HK$26.37M (deposit + AVD stamp duty HK$2,065,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,311
−HK$6,663/mo
▼ 0.25% · 3.875%
HK$126,619
−HK$3,355/mo
Today · 4.125%
HK$129,974
baseline
▲ 0.50% · 4.625%
HK$136,825
+HK$6,851/mo
Deposit HK$24.30M · loan HK$24.30M · min. income ≈ HK$259,948/mo (50% DSR)
Upfront cash ≈ HK$26.37M (deposit + AVD stamp duty HK$2,065,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,011
−HK$8,341/mo
▼ 0.25% · 3.875%
HK$137,149
−HK$4,203/mo
Today · 4.125%
HK$141,352
baseline
▲ 0.50% · 4.625%
HK$149,953
+HK$8,601/mo
Deposit HK$19.44M · loan HK$29.17M · min. income ≈ HK$282,704/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$2,065,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,974
−HK$7,994/mo
▼ 0.25% · 3.875%
HK$151,942
−HK$4,026/mo
Today · 4.125%
HK$155,968
baseline
▲ 0.50% · 4.625%
HK$164,190
+HK$8,222/mo
Deposit HK$19.44M · loan HK$29.17M · min. income ≈ HK$311,936/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$2,065,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,180
−HK$9,731/mo
▼ 0.25% · 3.875%
HK$160,007
−HK$4,904/mo
Today · 4.125%
HK$164,911
baseline
▲ 0.50% · 4.625%
HK$174,945
+HK$10,034/mo
Deposit HK$14.58M · loan HK$34.03M · min. income ≈ HK$329,822/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$2,065,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,636
−HK$9,327/mo
▼ 0.25% · 3.875%
HK$177,266
−HK$4,697/mo
Today · 4.125%
HK$181,963
baseline
▲ 0.50% · 4.625%
HK$191,555
+HK$9,592/mo
Deposit HK$14.58M · loan HK$34.03M · min. income ≈ HK$363,926/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$2,065,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,517
−HK$12,511/mo
▼ 0.25% · 3.875%
HK$205,723
−HK$6,305/mo
Today · 4.125%
HK$212,028
baseline
▲ 0.50% · 4.625%
HK$224,930
+HK$12,902/mo
Deposit HK$4.86M · loan HK$43.75M · min. income ≈ HK$424,056/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,065,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,961
−HK$11,992/mo
▼ 0.25% · 3.875%
HK$227,914
−HK$6,039/mo
Today · 4.125%
HK$233,953
baseline
▲ 0.50% · 4.625%
HK$246,284
+HK$12,331/mo
Deposit HK$4.86M · loan HK$43.75M · min. income ≈ HK$467,906/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,065,917 · Scale 2, in force from 26 Feb 2026)