LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,857
−HK$6,952/mo
▼ 0.25% · 3.875%
HK$114,305
−HK$3,504/mo
Today · 4.125%
HK$117,809
baseline
▲ 0.50% · 4.625%
HK$124,977
+HK$7,168/mo
Deposit HK$24.31M · loan HK$24.31M · min. income ≈ HK$235,618/mo (50% DSR)
Upfront cash ≈ HK$26.37M (deposit + AVD stamp duty HK$2,066,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,327
−HK$6,663/mo
▼ 0.25% · 3.875%
HK$126,635
−HK$3,355/mo
Today · 4.125%
HK$129,990
baseline
▲ 0.50% · 4.625%
HK$136,842
+HK$6,852/mo
Deposit HK$24.31M · loan HK$24.31M · min. income ≈ HK$259,980/mo (50% DSR)
Upfront cash ≈ HK$26.37M (deposit + AVD stamp duty HK$2,066,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,029
−HK$8,342/mo
▼ 0.25% · 3.875%
HK$137,167
−HK$4,204/mo
Today · 4.125%
HK$141,371
baseline
▲ 0.50% · 4.625%
HK$149,973
+HK$8,602/mo
Deposit HK$19.45M · loan HK$29.17M · min. income ≈ HK$282,742/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$2,066,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,993
−HK$7,996/mo
▼ 0.25% · 3.875%
HK$151,962
−HK$4,027/mo
Today · 4.125%
HK$155,989
baseline
▲ 0.50% · 4.625%
HK$164,211
+HK$8,222/mo
Deposit HK$19.45M · loan HK$29.17M · min. income ≈ HK$311,978/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$2,066,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,200
−HK$9,732/mo
▼ 0.25% · 3.875%
HK$160,028
−HK$4,904/mo
Today · 4.125%
HK$164,932
baseline
▲ 0.50% · 4.625%
HK$174,968
+HK$10,036/mo
Deposit HK$14.58M · loan HK$34.03M · min. income ≈ HK$329,864/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$2,066,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,658
−HK$9,329/mo
▼ 0.25% · 3.875%
HK$177,289
−HK$4,698/mo
Today · 4.125%
HK$181,987
baseline
▲ 0.50% · 4.625%
HK$191,579
+HK$9,592/mo
Deposit HK$14.58M · loan HK$34.03M · min. income ≈ HK$363,974/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$2,066,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,543
−HK$12,513/mo
▼ 0.25% · 3.875%
HK$205,750
−HK$6,306/mo
Today · 4.125%
HK$212,056
baseline
▲ 0.50% · 4.625%
HK$224,959
+HK$12,903/mo
Deposit HK$4.86M · loan HK$43.75M · min. income ≈ HK$424,112/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,066,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,989
−HK$11,994/mo
▼ 0.25% · 3.875%
HK$227,943
−HK$6,040/mo
Today · 4.125%
HK$233,983
baseline
▲ 0.50% · 4.625%
HK$246,316
+HK$12,333/mo
Deposit HK$4.86M · loan HK$43.75M · min. income ≈ HK$467,966/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,066,184 · Scale 2, in force from 26 Feb 2026)