LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,087
−HK$695/mo
▼ 0.25% · 3.875%
HK$11,432
−HK$350/mo
Today · 4.125%
HK$11,782
baseline
▲ 0.50% · 4.625%
HK$12,499
+HK$717/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$23,564/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$103,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,334
−HK$666/mo
▼ 0.25% · 3.875%
HK$12,665
−HK$335/mo
Today · 4.125%
HK$13,000
baseline
▲ 0.50% · 4.625%
HK$13,685
+HK$685/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$26,000/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$103,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,304
−HK$834/mo
▼ 0.25% · 3.875%
HK$13,718
−HK$420/mo
Today · 4.125%
HK$14,138
baseline
▲ 0.50% · 4.625%
HK$14,999
+HK$861/mo
Deposit HK$1.94M · loan HK$2.92M · min. income ≈ HK$28,276/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$103,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,801
−HK$799/mo
▼ 0.25% · 3.875%
HK$15,198
−HK$402/mo
Today · 4.125%
HK$15,600
baseline
▲ 0.50% · 4.625%
HK$16,423
+HK$823/mo
Deposit HK$1.94M · loan HK$2.92M · min. income ≈ HK$31,200/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$103,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,521
−HK$974/mo
▼ 0.25% · 3.875%
HK$16,004
−HK$491/mo
Today · 4.125%
HK$16,495
baseline
▲ 0.50% · 4.625%
HK$17,498
+HK$1,003/mo
Deposit HK$1.46M · loan HK$3.40M · min. income ≈ HK$32,990/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$103,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,267
−HK$933/mo
▼ 0.25% · 3.875%
HK$17,731
−HK$469/mo
Today · 4.125%
HK$18,200
baseline
▲ 0.50% · 4.625%
HK$19,160
+HK$960/mo
Deposit HK$1.46M · loan HK$3.40M · min. income ≈ HK$36,400/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$103,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,956
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,577
−HK$631/mo
Today · 4.125%
HK$21,208
baseline
▲ 0.50% · 4.625%
HK$22,498
+HK$1,290/mo
Deposit HK$486K · loan HK$4.38M · min. income ≈ HK$42,416/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$103,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,201
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,796
−HK$604/mo
Today · 4.125%
HK$23,400
baseline
▲ 0.50% · 4.625%
HK$24,634
+HK$1,234/mo
Deposit HK$486K · loan HK$4.38M · min. income ≈ HK$46,800/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$103,706 · Scale 2, in force from 26 Feb 2026)