LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,088
−HK$695/mo
▼ 0.25% · 3.875%
HK$11,432
−HK$351/mo
Today · 4.125%
HK$11,783
baseline
▲ 0.50% · 4.625%
HK$12,500
+HK$717/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$23,566/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$103,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,335
−HK$666/mo
▼ 0.25% · 3.875%
HK$12,666
−HK$335/mo
Today · 4.125%
HK$13,001
baseline
▲ 0.50% · 4.625%
HK$13,686
+HK$685/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$26,002/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$103,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,305
−HK$834/mo
▼ 0.25% · 3.875%
HK$13,719
−HK$420/mo
Today · 4.125%
HK$14,139
baseline
▲ 0.50% · 4.625%
HK$15,000
+HK$861/mo
Deposit HK$1.94M · loan HK$2.92M · min. income ≈ HK$28,278/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$103,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,802
−HK$799/mo
▼ 0.25% · 3.875%
HK$15,199
−HK$402/mo
Today · 4.125%
HK$15,601
baseline
▲ 0.50% · 4.625%
HK$16,424
+HK$823/mo
Deposit HK$1.94M · loan HK$2.92M · min. income ≈ HK$31,202/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$103,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,523
−HK$973/mo
▼ 0.25% · 3.875%
HK$16,005
−HK$491/mo
Today · 4.125%
HK$16,496
baseline
▲ 0.50% · 4.625%
HK$17,500
+HK$1,004/mo
Deposit HK$1.46M · loan HK$3.40M · min. income ≈ HK$32,992/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$103,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,269
−HK$933/mo
▼ 0.25% · 3.875%
HK$17,732
−HK$470/mo
Today · 4.125%
HK$18,202
baseline
▲ 0.50% · 4.625%
HK$19,161
+HK$959/mo
Deposit HK$1.46M · loan HK$3.40M · min. income ≈ HK$36,404/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$103,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,958
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,578
−HK$631/mo
Today · 4.125%
HK$21,209
baseline
▲ 0.50% · 4.625%
HK$22,500
+HK$1,291/mo
Deposit HK$486K · loan HK$4.38M · min. income ≈ HK$42,418/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$103,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,203
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,798
−HK$604/mo
Today · 4.125%
HK$23,402
baseline
▲ 0.50% · 4.625%
HK$24,636
+HK$1,234/mo
Deposit HK$486K · loan HK$4.38M · min. income ≈ HK$46,804/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$103,741 · Scale 2, in force from 26 Feb 2026)