LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,880
−HK$6,953/mo
▼ 0.25% · 3.875%
HK$114,329
−HK$3,504/mo
Today · 4.125%
HK$117,833
baseline
▲ 0.50% · 4.625%
HK$125,003
+HK$7,170/mo
Deposit HK$24.31M · loan HK$24.31M · min. income ≈ HK$235,666/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,066,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,352
−HK$6,665/mo
▼ 0.25% · 3.875%
HK$126,661
−HK$3,356/mo
Today · 4.125%
HK$130,017
baseline
▲ 0.50% · 4.625%
HK$136,870
+HK$6,853/mo
Deposit HK$24.31M · loan HK$24.31M · min. income ≈ HK$260,034/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,066,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,056
−HK$8,343/mo
▼ 0.25% · 3.875%
HK$137,194
−HK$4,205/mo
Today · 4.125%
HK$141,399
baseline
▲ 0.50% · 4.625%
HK$150,003
+HK$8,604/mo
Deposit HK$19.45M · loan HK$29.18M · min. income ≈ HK$282,798/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,066,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,023
−HK$7,997/mo
▼ 0.25% · 3.875%
HK$151,993
−HK$4,027/mo
Today · 4.125%
HK$156,020
baseline
▲ 0.50% · 4.625%
HK$164,244
+HK$8,224/mo
Deposit HK$19.45M · loan HK$29.18M · min. income ≈ HK$312,040/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,066,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,231
−HK$9,735/mo
▼ 0.25% · 3.875%
HK$160,060
−HK$4,906/mo
Today · 4.125%
HK$164,966
baseline
▲ 0.50% · 4.625%
HK$175,004
+HK$10,038/mo
Deposit HK$14.59M · loan HK$34.04M · min. income ≈ HK$329,932/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$2,066,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,693
−HK$9,331/mo
▼ 0.25% · 3.875%
HK$177,325
−HK$4,699/mo
Today · 4.125%
HK$182,024
baseline
▲ 0.50% · 4.625%
HK$191,618
+HK$9,594/mo
Deposit HK$14.59M · loan HK$34.04M · min. income ≈ HK$364,048/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$2,066,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,583
−HK$12,516/mo
▼ 0.25% · 3.875%
HK$205,792
−HK$6,307/mo
Today · 4.125%
HK$212,099
baseline
▲ 0.50% · 4.625%
HK$225,005
+HK$12,906/mo
Deposit HK$4.86M · loan HK$43.76M · min. income ≈ HK$424,198/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,066,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,034
−HK$11,996/mo
▼ 0.25% · 3.875%
HK$227,989
−HK$6,041/mo
Today · 4.125%
HK$234,030
baseline
▲ 0.50% · 4.625%
HK$246,366
+HK$12,336/mo
Deposit HK$4.86M · loan HK$43.76M · min. income ≈ HK$468,060/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,066,603 · Scale 2, in force from 26 Feb 2026)