LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,887
−HK$6,953/mo
▼ 0.25% · 3.875%
HK$114,336
−HK$3,504/mo
Today · 4.125%
HK$117,840
baseline
▲ 0.50% · 4.625%
HK$125,011
+HK$7,171/mo
Deposit HK$24.31M · loan HK$24.31M · min. income ≈ HK$235,680/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,066,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,360
−HK$6,665/mo
▼ 0.25% · 3.875%
HK$126,669
−HK$3,356/mo
Today · 4.125%
HK$130,025
baseline
▲ 0.50% · 4.625%
HK$136,879
+HK$6,854/mo
Deposit HK$24.31M · loan HK$24.31M · min. income ≈ HK$260,050/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,066,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,064
−HK$8,344/mo
▼ 0.25% · 3.875%
HK$137,203
−HK$4,205/mo
Today · 4.125%
HK$141,408
baseline
▲ 0.50% · 4.625%
HK$150,013
+HK$8,605/mo
Deposit HK$19.45M · loan HK$29.18M · min. income ≈ HK$282,816/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,066,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,032
−HK$7,998/mo
▼ 0.25% · 3.875%
HK$152,003
−HK$4,027/mo
Today · 4.125%
HK$156,030
baseline
▲ 0.50% · 4.625%
HK$164,255
+HK$8,225/mo
Deposit HK$19.45M · loan HK$29.18M · min. income ≈ HK$312,060/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,066,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,241
−HK$9,735/mo
▼ 0.25% · 3.875%
HK$160,070
−HK$4,906/mo
Today · 4.125%
HK$164,976
baseline
▲ 0.50% · 4.625%
HK$175,015
+HK$10,039/mo
Deposit HK$14.59M · loan HK$34.04M · min. income ≈ HK$329,952/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,066,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,704
−HK$9,331/mo
▼ 0.25% · 3.875%
HK$177,336
−HK$4,699/mo
Today · 4.125%
HK$182,035
baseline
▲ 0.50% · 4.625%
HK$191,630
+HK$9,595/mo
Deposit HK$14.59M · loan HK$34.04M · min. income ≈ HK$364,070/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,066,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,596
−HK$12,516/mo
▼ 0.25% · 3.875%
HK$205,805
−HK$6,307/mo
Today · 4.125%
HK$212,112
baseline
▲ 0.50% · 4.625%
HK$225,019
+HK$12,907/mo
Deposit HK$4.86M · loan HK$43.77M · min. income ≈ HK$424,224/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,066,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,049
−HK$11,996/mo
▼ 0.25% · 3.875%
HK$228,004
−HK$6,041/mo
Today · 4.125%
HK$234,045
baseline
▲ 0.50% · 4.625%
HK$246,382
+HK$12,337/mo
Deposit HK$4.86M · loan HK$43.77M · min. income ≈ HK$468,090/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,066,734 · Scale 2, in force from 26 Feb 2026)