LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,892
−HK$6,954/mo
▼ 0.25% · 3.875%
HK$114,341
−HK$3,505/mo
Today · 4.125%
HK$117,846
baseline
▲ 0.50% · 4.625%
HK$125,017
+HK$7,171/mo
Deposit HK$24.32M · loan HK$24.32M · min. income ≈ HK$235,692/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,066,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,366
−HK$6,665/mo
▼ 0.25% · 3.875%
HK$126,675
−HK$3,356/mo
Today · 4.125%
HK$130,031
baseline
▲ 0.50% · 4.625%
HK$136,885
+HK$6,854/mo
Deposit HK$24.32M · loan HK$24.32M · min. income ≈ HK$260,062/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,066,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,070
−HK$8,345/mo
▼ 0.25% · 3.875%
HK$137,210
−HK$4,205/mo
Today · 4.125%
HK$141,415
baseline
▲ 0.50% · 4.625%
HK$150,020
+HK$8,605/mo
Deposit HK$19.45M · loan HK$29.18M · min. income ≈ HK$282,830/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,066,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,039
−HK$7,999/mo
▼ 0.25% · 3.875%
HK$152,010
−HK$4,028/mo
Today · 4.125%
HK$156,038
baseline
▲ 0.50% · 4.625%
HK$164,263
+HK$8,225/mo
Deposit HK$19.45M · loan HK$29.18M · min. income ≈ HK$312,076/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,066,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,249
−HK$9,735/mo
▼ 0.25% · 3.875%
HK$160,078
−HK$4,906/mo
Today · 4.125%
HK$164,984
baseline
▲ 0.50% · 4.625%
HK$175,023
+HK$10,039/mo
Deposit HK$14.59M · loan HK$34.04M · min. income ≈ HK$329,968/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,066,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,713
−HK$9,331/mo
▼ 0.25% · 3.875%
HK$177,345
−HK$4,699/mo
Today · 4.125%
HK$182,044
baseline
▲ 0.50% · 4.625%
HK$191,640
+HK$9,596/mo
Deposit HK$14.59M · loan HK$34.04M · min. income ≈ HK$364,088/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,066,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,606
−HK$12,517/mo
▼ 0.25% · 3.875%
HK$205,814
−HK$6,309/mo
Today · 4.125%
HK$212,123
baseline
▲ 0.50% · 4.625%
HK$225,030
+HK$12,907/mo
Deposit HK$4.86M · loan HK$43.77M · min. income ≈ HK$424,246/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,066,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,059
−HK$11,997/mo
▼ 0.25% · 3.875%
HK$228,015
−HK$6,041/mo
Today · 4.125%
HK$234,056
baseline
▲ 0.50% · 4.625%
HK$246,394
+HK$12,338/mo
Deposit HK$4.86M · loan HK$43.77M · min. income ≈ HK$468,112/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,066,834 · Scale 2, in force from 26 Feb 2026)