LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,893
−HK$6,954/mo
▼ 0.25% · 3.875%
HK$114,342
−HK$3,505/mo
Today · 4.125%
HK$117,847
baseline
▲ 0.50% · 4.625%
HK$125,018
+HK$7,171/mo
Deposit HK$24.32M · loan HK$24.32M · min. income ≈ HK$235,694/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,066,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,367
−HK$6,666/mo
▼ 0.25% · 3.875%
HK$126,676
−HK$3,357/mo
Today · 4.125%
HK$130,033
baseline
▲ 0.50% · 4.625%
HK$136,887
+HK$6,854/mo
Deposit HK$24.32M · loan HK$24.32M · min. income ≈ HK$260,066/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,066,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,072
−HK$8,344/mo
▼ 0.25% · 3.875%
HK$137,211
−HK$4,205/mo
Today · 4.125%
HK$141,416
baseline
▲ 0.50% · 4.625%
HK$150,021
+HK$8,605/mo
Deposit HK$19.45M · loan HK$29.18M · min. income ≈ HK$282,832/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,066,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,041
−HK$7,998/mo
▼ 0.25% · 3.875%
HK$152,011
−HK$4,028/mo
Today · 4.125%
HK$156,039
baseline
▲ 0.50% · 4.625%
HK$164,264
+HK$8,225/mo
Deposit HK$19.45M · loan HK$29.18M · min. income ≈ HK$312,078/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,066,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,250
−HK$9,736/mo
▼ 0.25% · 3.875%
HK$160,079
−HK$4,907/mo
Today · 4.125%
HK$164,986
baseline
▲ 0.50% · 4.625%
HK$175,025
+HK$10,039/mo
Deposit HK$14.59M · loan HK$34.04M · min. income ≈ HK$329,972/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,066,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,714
−HK$9,332/mo
▼ 0.25% · 3.875%
HK$177,346
−HK$4,700/mo
Today · 4.125%
HK$182,046
baseline
▲ 0.50% · 4.625%
HK$191,641
+HK$9,595/mo
Deposit HK$14.59M · loan HK$34.04M · min. income ≈ HK$364,092/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,066,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,607
−HK$12,518/mo
▼ 0.25% · 3.875%
HK$205,816
−HK$6,309/mo
Today · 4.125%
HK$212,125
baseline
▲ 0.50% · 4.625%
HK$225,032
+HK$12,907/mo
Deposit HK$4.86M · loan HK$43.77M · min. income ≈ HK$424,250/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,066,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,061
−HK$11,998/mo
▼ 0.25% · 3.875%
HK$228,017
−HK$6,042/mo
Today · 4.125%
HK$234,059
baseline
▲ 0.50% · 4.625%
HK$246,396
+HK$12,337/mo
Deposit HK$4.86M · loan HK$43.77M · min. income ≈ HK$468,118/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,066,853 · Scale 2, in force from 26 Feb 2026)