LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,895
−HK$6,954/mo
▼ 0.25% · 3.875%
HK$114,344
−HK$3,505/mo
Today · 4.125%
HK$117,849
baseline
▲ 0.50% · 4.625%
HK$125,019
+HK$7,170/mo
Deposit HK$24.32M · loan HK$24.32M · min. income ≈ HK$235,698/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,066,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,369
−HK$6,665/mo
▼ 0.25% · 3.875%
HK$126,678
−HK$3,356/mo
Today · 4.125%
HK$130,034
baseline
▲ 0.50% · 4.625%
HK$136,889
+HK$6,855/mo
Deposit HK$24.32M · loan HK$24.32M · min. income ≈ HK$260,068/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,066,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,074
−HK$8,344/mo
▼ 0.25% · 3.875%
HK$137,213
−HK$4,205/mo
Today · 4.125%
HK$141,418
baseline
▲ 0.50% · 4.625%
HK$150,023
+HK$8,605/mo
Deposit HK$19.45M · loan HK$29.18M · min. income ≈ HK$282,836/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,066,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,043
−HK$7,998/mo
▼ 0.25% · 3.875%
HK$152,013
−HK$4,028/mo
Today · 4.125%
HK$156,041
baseline
▲ 0.50% · 4.625%
HK$164,266
+HK$8,225/mo
Deposit HK$19.45M · loan HK$29.18M · min. income ≈ HK$312,082/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,066,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,252
−HK$9,736/mo
▼ 0.25% · 3.875%
HK$160,082
−HK$4,906/mo
Today · 4.125%
HK$164,988
baseline
▲ 0.50% · 4.625%
HK$175,027
+HK$10,039/mo
Deposit HK$14.59M · loan HK$34.04M · min. income ≈ HK$329,976/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,066,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,717
−HK$9,331/mo
▼ 0.25% · 3.875%
HK$177,349
−HK$4,699/mo
Today · 4.125%
HK$182,048
baseline
▲ 0.50% · 4.625%
HK$191,644
+HK$9,596/mo
Deposit HK$14.59M · loan HK$34.04M · min. income ≈ HK$364,096/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,066,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,610
−HK$12,518/mo
▼ 0.25% · 3.875%
HK$205,819
−HK$6,309/mo
Today · 4.125%
HK$212,128
baseline
▲ 0.50% · 4.625%
HK$225,035
+HK$12,907/mo
Deposit HK$4.86M · loan HK$43.77M · min. income ≈ HK$424,256/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,066,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,064
−HK$11,998/mo
▼ 0.25% · 3.875%
HK$228,020
−HK$6,042/mo
Today · 4.125%
HK$234,062
baseline
▲ 0.50% · 4.625%
HK$246,400
+HK$12,338/mo
Deposit HK$4.86M · loan HK$43.77M · min. income ≈ HK$468,124/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,066,882 · Scale 2, in force from 26 Feb 2026)