LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,896
−HK$6,954/mo
▼ 0.25% · 3.875%
HK$114,345
−HK$3,505/mo
Today · 4.125%
HK$117,850
baseline
▲ 0.50% · 4.625%
HK$125,021
+HK$7,171/mo
Deposit HK$24.32M · loan HK$24.32M · min. income ≈ HK$235,700/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,066,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,370
−HK$6,666/mo
▼ 0.25% · 3.875%
HK$126,679
−HK$3,357/mo
Today · 4.125%
HK$130,036
baseline
▲ 0.50% · 4.625%
HK$136,890
+HK$6,854/mo
Deposit HK$24.32M · loan HK$24.32M · min. income ≈ HK$260,072/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,066,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,075
−HK$8,345/mo
▼ 0.25% · 3.875%
HK$137,214
−HK$4,206/mo
Today · 4.125%
HK$141,420
baseline
▲ 0.50% · 4.625%
HK$150,025
+HK$8,605/mo
Deposit HK$19.45M · loan HK$29.18M · min. income ≈ HK$282,840/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,066,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,044
−HK$7,999/mo
▼ 0.25% · 3.875%
HK$152,015
−HK$4,028/mo
Today · 4.125%
HK$156,043
baseline
▲ 0.50% · 4.625%
HK$164,268
+HK$8,225/mo
Deposit HK$19.45M · loan HK$29.18M · min. income ≈ HK$312,086/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,066,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,254
−HK$9,736/mo
▼ 0.25% · 3.875%
HK$160,083
−HK$4,907/mo
Today · 4.125%
HK$164,990
baseline
▲ 0.50% · 4.625%
HK$175,029
+HK$10,039/mo
Deposit HK$14.59M · loan HK$34.04M · min. income ≈ HK$329,980/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,066,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,718
−HK$9,332/mo
▼ 0.25% · 3.875%
HK$177,350
−HK$4,700/mo
Today · 4.125%
HK$182,050
baseline
▲ 0.50% · 4.625%
HK$191,646
+HK$9,596/mo
Deposit HK$14.59M · loan HK$34.04M · min. income ≈ HK$364,100/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,066,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,612
−HK$12,517/mo
▼ 0.25% · 3.875%
HK$205,821
−HK$6,308/mo
Today · 4.125%
HK$212,129
baseline
▲ 0.50% · 4.625%
HK$225,037
+HK$12,908/mo
Deposit HK$4.86M · loan HK$43.77M · min. income ≈ HK$424,258/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,066,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,066
−HK$11,998/mo
▼ 0.25% · 3.875%
HK$228,022
−HK$6,042/mo
Today · 4.125%
HK$234,064
baseline
▲ 0.50% · 4.625%
HK$246,402
+HK$12,338/mo
Deposit HK$4.86M · loan HK$43.77M · min. income ≈ HK$468,128/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,066,900 · Scale 2, in force from 26 Feb 2026)