LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,090
−HK$695/mo
▼ 0.25% · 3.875%
HK$11,435
−HK$350/mo
Today · 4.125%
HK$11,785
baseline
▲ 0.50% · 4.625%
HK$12,502
+HK$717/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$23,570/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$103,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,337
−HK$667/mo
▼ 0.25% · 3.875%
HK$12,668
−HK$336/mo
Today · 4.125%
HK$13,004
baseline
▲ 0.50% · 4.625%
HK$13,689
+HK$685/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$26,008/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$103,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,307
−HK$835/mo
▼ 0.25% · 3.875%
HK$13,721
−HK$421/mo
Today · 4.125%
HK$14,142
baseline
▲ 0.50% · 4.625%
HK$15,002
+HK$860/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$28,284/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$103,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,804
−HK$800/mo
▼ 0.25% · 3.875%
HK$15,201
−HK$403/mo
Today · 4.125%
HK$15,604
baseline
▲ 0.50% · 4.625%
HK$16,427
+HK$823/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$31,208/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$103,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,525
−HK$974/mo
▼ 0.25% · 3.875%
HK$16,008
−HK$491/mo
Today · 4.125%
HK$16,499
baseline
▲ 0.50% · 4.625%
HK$17,503
+HK$1,004/mo
Deposit HK$1.46M · loan HK$3.40M · min. income ≈ HK$32,998/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$103,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,272
−HK$933/mo
▼ 0.25% · 3.875%
HK$17,735
−HK$470/mo
Today · 4.125%
HK$18,205
baseline
▲ 0.50% · 4.625%
HK$19,165
+HK$960/mo
Deposit HK$1.46M · loan HK$3.40M · min. income ≈ HK$36,410/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$103,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,961
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,582
−HK$631/mo
Today · 4.125%
HK$21,213
baseline
▲ 0.50% · 4.625%
HK$22,504
+HK$1,291/mo
Deposit HK$486K · loan HK$4.38M · min. income ≈ HK$42,426/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$103,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,207
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,802
−HK$604/mo
Today · 4.125%
HK$23,406
baseline
▲ 0.50% · 4.625%
HK$24,640
+HK$1,234/mo
Deposit HK$486K · loan HK$4.38M · min. income ≈ HK$46,812/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$103,831 · Scale 2, in force from 26 Feb 2026)