LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,898
−HK$6,954/mo
▼ 0.25% · 3.875%
HK$114,347
−HK$3,505/mo
Today · 4.125%
HK$117,852
baseline
▲ 0.50% · 4.625%
HK$125,023
+HK$7,171/mo
Deposit HK$24.32M · loan HK$24.32M · min. income ≈ HK$235,704/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,066,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,373
−HK$6,665/mo
▼ 0.25% · 3.875%
HK$126,681
−HK$3,357/mo
Today · 4.125%
HK$130,038
baseline
▲ 0.50% · 4.625%
HK$136,892
+HK$6,854/mo
Deposit HK$24.32M · loan HK$24.32M · min. income ≈ HK$260,076/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,066,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,077
−HK$8,345/mo
▼ 0.25% · 3.875%
HK$137,217
−HK$4,205/mo
Today · 4.125%
HK$141,422
baseline
▲ 0.50% · 4.625%
HK$150,028
+HK$8,606/mo
Deposit HK$19.45M · loan HK$29.18M · min. income ≈ HK$282,844/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,066,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,047
−HK$7,999/mo
▼ 0.25% · 3.875%
HK$152,018
−HK$4,028/mo
Today · 4.125%
HK$156,046
baseline
▲ 0.50% · 4.625%
HK$164,271
+HK$8,225/mo
Deposit HK$19.45M · loan HK$29.18M · min. income ≈ HK$312,092/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,066,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,257
−HK$9,736/mo
▼ 0.25% · 3.875%
HK$160,086
−HK$4,907/mo
Today · 4.125%
HK$164,993
baseline
▲ 0.50% · 4.625%
HK$175,032
+HK$10,039/mo
Deposit HK$14.59M · loan HK$34.04M · min. income ≈ HK$329,986/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,066,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,722
−HK$9,331/mo
▼ 0.25% · 3.875%
HK$177,354
−HK$4,699/mo
Today · 4.125%
HK$182,053
baseline
▲ 0.50% · 4.625%
HK$191,649
+HK$9,596/mo
Deposit HK$14.59M · loan HK$34.04M · min. income ≈ HK$364,106/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,066,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,616
−HK$12,517/mo
▼ 0.25% · 3.875%
HK$205,825
−HK$6,308/mo
Today · 4.125%
HK$212,133
baseline
▲ 0.50% · 4.625%
HK$225,041
+HK$12,908/mo
Deposit HK$4.86M · loan HK$43.77M · min. income ≈ HK$424,266/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,066,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,071
−HK$11,997/mo
▼ 0.25% · 3.875%
HK$228,026
−HK$6,042/mo
Today · 4.125%
HK$234,068
baseline
▲ 0.50% · 4.625%
HK$246,406
+HK$12,338/mo
Deposit HK$4.86M · loan HK$43.77M · min. income ≈ HK$468,136/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,066,939 · Scale 2, in force from 26 Feb 2026)