LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,903
−HK$6,955/mo
▼ 0.25% · 3.875%
HK$114,353
−HK$3,505/mo
Today · 4.125%
HK$117,858
baseline
▲ 0.50% · 4.625%
HK$125,029
+HK$7,171/mo
Deposit HK$24.32M · loan HK$24.32M · min. income ≈ HK$235,716/mo (50% DSR)
Upfront cash ≈ HK$26.39M (deposit + AVD stamp duty HK$2,067,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,379
−HK$6,665/mo
▼ 0.25% · 3.875%
HK$126,687
−HK$3,357/mo
Today · 4.125%
HK$130,044
baseline
▲ 0.50% · 4.625%
HK$136,899
+HK$6,855/mo
Deposit HK$24.32M · loan HK$24.32M · min. income ≈ HK$260,088/mo (50% DSR)
Upfront cash ≈ HK$26.39M (deposit + AVD stamp duty HK$2,067,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,084
−HK$8,345/mo
▼ 0.25% · 3.875%
HK$137,223
−HK$4,206/mo
Today · 4.125%
HK$141,429
baseline
▲ 0.50% · 4.625%
HK$150,035
+HK$8,606/mo
Deposit HK$19.45M · loan HK$29.18M · min. income ≈ HK$282,858/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,067,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,054
−HK$7,999/mo
▼ 0.25% · 3.875%
HK$152,025
−HK$4,028/mo
Today · 4.125%
HK$156,053
baseline
▲ 0.50% · 4.625%
HK$164,279
+HK$8,226/mo
Deposit HK$19.45M · loan HK$29.18M · min. income ≈ HK$312,106/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,067,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,264
−HK$9,737/mo
▼ 0.25% · 3.875%
HK$160,094
−HK$4,907/mo
Today · 4.125%
HK$165,001
baseline
▲ 0.50% · 4.625%
HK$175,041
+HK$10,040/mo
Deposit HK$14.59M · loan HK$34.05M · min. income ≈ HK$330,002/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,067,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,730
−HK$9,332/mo
▼ 0.25% · 3.875%
HK$177,362
−HK$4,700/mo
Today · 4.125%
HK$182,062
baseline
▲ 0.50% · 4.625%
HK$191,659
+HK$9,597/mo
Deposit HK$14.59M · loan HK$34.05M · min. income ≈ HK$364,124/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,067,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,626
−HK$12,518/mo
▼ 0.25% · 3.875%
HK$205,835
−HK$6,309/mo
Today · 4.125%
HK$212,144
baseline
▲ 0.50% · 4.625%
HK$225,052
+HK$12,908/mo
Deposit HK$4.86M · loan HK$43.77M · min. income ≈ HK$424,288/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,067,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,081
−HK$11,999/mo
▼ 0.25% · 3.875%
HK$228,037
−HK$6,043/mo
Today · 4.125%
HK$234,080
baseline
▲ 0.50% · 4.625%
HK$246,418
+HK$12,338/mo
Deposit HK$4.86M · loan HK$43.77M · min. income ≈ HK$468,160/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,067,040 · Scale 2, in force from 26 Feb 2026)