LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,090
−HK$696/mo
▼ 0.25% · 3.875%
HK$11,435
−HK$351/mo
Today · 4.125%
HK$11,786
baseline
▲ 0.50% · 4.625%
HK$12,503
+HK$717/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$23,572/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$103,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,338
−HK$667/mo
▼ 0.25% · 3.875%
HK$12,669
−HK$336/mo
Today · 4.125%
HK$13,005
baseline
▲ 0.50% · 4.625%
HK$13,690
+HK$685/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$26,010/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$103,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,308
−HK$835/mo
▼ 0.25% · 3.875%
HK$13,722
−HK$421/mo
Today · 4.125%
HK$14,143
baseline
▲ 0.50% · 4.625%
HK$15,004
+HK$861/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$28,286/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$103,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,806
−HK$799/mo
▼ 0.25% · 3.875%
HK$15,203
−HK$402/mo
Today · 4.125%
HK$15,605
baseline
▲ 0.50% · 4.625%
HK$16,428
+HK$823/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$31,210/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$103,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,527
−HK$973/mo
▼ 0.25% · 3.875%
HK$16,009
−HK$491/mo
Today · 4.125%
HK$16,500
baseline
▲ 0.50% · 4.625%
HK$17,504
+HK$1,004/mo
Deposit HK$1.46M · loan HK$3.40M · min. income ≈ HK$33,000/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$103,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,273
−HK$933/mo
▼ 0.25% · 3.875%
HK$17,736
−HK$470/mo
Today · 4.125%
HK$18,206
baseline
▲ 0.50% · 4.625%
HK$19,166
+HK$960/mo
Deposit HK$1.46M · loan HK$3.40M · min. income ≈ HK$36,412/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$103,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,963
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,584
−HK$631/mo
Today · 4.125%
HK$21,215
baseline
▲ 0.50% · 4.625%
HK$22,505
+HK$1,290/mo
Deposit HK$486K · loan HK$4.38M · min. income ≈ HK$42,430/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$103,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,208
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,804
−HK$604/mo
Today · 4.125%
HK$23,408
baseline
▲ 0.50% · 4.625%
HK$24,642
+HK$1,234/mo
Deposit HK$486K · loan HK$4.38M · min. income ≈ HK$46,816/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$103,866 · Scale 2, in force from 26 Feb 2026)