LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,906
−HK$6,955/mo
▼ 0.25% · 3.875%
HK$114,356
−HK$3,505/mo
Today · 4.125%
HK$117,861
baseline
▲ 0.50% · 4.625%
HK$125,032
+HK$7,171/mo
Deposit HK$24.32M · loan HK$24.32M · min. income ≈ HK$235,722/mo (50% DSR)
Upfront cash ≈ HK$26.39M (deposit + AVD stamp duty HK$2,067,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,382
−HK$6,665/mo
▼ 0.25% · 3.875%
HK$126,691
−HK$3,356/mo
Today · 4.125%
HK$130,047
baseline
▲ 0.50% · 4.625%
HK$136,902
+HK$6,855/mo
Deposit HK$24.32M · loan HK$24.32M · min. income ≈ HK$260,094/mo (50% DSR)
Upfront cash ≈ HK$26.39M (deposit + AVD stamp duty HK$2,067,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,087
−HK$8,346/mo
▼ 0.25% · 3.875%
HK$137,227
−HK$4,206/mo
Today · 4.125%
HK$141,433
baseline
▲ 0.50% · 4.625%
HK$150,038
+HK$8,605/mo
Deposit HK$19.45M · loan HK$29.18M · min. income ≈ HK$282,866/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,067,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,058
−HK$7,999/mo
▼ 0.25% · 3.875%
HK$152,029
−HK$4,028/mo
Today · 4.125%
HK$156,057
baseline
▲ 0.50% · 4.625%
HK$164,283
+HK$8,226/mo
Deposit HK$19.45M · loan HK$29.18M · min. income ≈ HK$312,114/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$2,067,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,268
−HK$9,737/mo
▼ 0.25% · 3.875%
HK$160,098
−HK$4,907/mo
Today · 4.125%
HK$165,005
baseline
▲ 0.50% · 4.625%
HK$175,045
+HK$10,040/mo
Deposit HK$14.59M · loan HK$34.05M · min. income ≈ HK$330,010/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,067,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,734
−HK$9,332/mo
▼ 0.25% · 3.875%
HK$177,367
−HK$4,699/mo
Today · 4.125%
HK$182,066
baseline
▲ 0.50% · 4.625%
HK$191,663
+HK$9,597/mo
Deposit HK$14.59M · loan HK$34.05M · min. income ≈ HK$364,132/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,067,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,630
−HK$12,519/mo
▼ 0.25% · 3.875%
HK$205,840
−HK$6,309/mo
Today · 4.125%
HK$212,149
baseline
▲ 0.50% · 4.625%
HK$225,058
+HK$12,909/mo
Deposit HK$4.86M · loan HK$43.77M · min. income ≈ HK$424,298/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,067,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,087
−HK$11,998/mo
▼ 0.25% · 3.875%
HK$228,043
−HK$6,042/mo
Today · 4.125%
HK$234,085
baseline
▲ 0.50% · 4.625%
HK$246,424
+HK$12,339/mo
Deposit HK$4.86M · loan HK$43.77M · min. income ≈ HK$468,170/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,067,090 · Scale 2, in force from 26 Feb 2026)