LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,092
−HK$695/mo
▼ 0.25% · 3.875%
HK$11,437
−HK$350/mo
Today · 4.125%
HK$11,787
baseline
▲ 0.50% · 4.625%
HK$12,505
+HK$718/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$23,574/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$103,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,339
−HK$667/mo
▼ 0.25% · 3.875%
HK$12,670
−HK$336/mo
Today · 4.125%
HK$13,006
baseline
▲ 0.50% · 4.625%
HK$13,692
+HK$686/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$26,012/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$103,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,310
−HK$835/mo
▼ 0.25% · 3.875%
HK$13,724
−HK$421/mo
Today · 4.125%
HK$14,145
baseline
▲ 0.50% · 4.625%
HK$15,005
+HK$860/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$28,290/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$103,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,807
−HK$800/mo
▼ 0.25% · 3.875%
HK$15,204
−HK$403/mo
Today · 4.125%
HK$15,607
baseline
▲ 0.50% · 4.625%
HK$16,430
+HK$823/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$31,214/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$103,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,528
−HK$974/mo
▼ 0.25% · 3.875%
HK$16,011
−HK$491/mo
Today · 4.125%
HK$16,502
baseline
▲ 0.50% · 4.625%
HK$17,506
+HK$1,004/mo
Deposit HK$1.46M · loan HK$3.40M · min. income ≈ HK$33,004/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$103,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,275
−HK$934/mo
▼ 0.25% · 3.875%
HK$17,739
−HK$470/mo
Today · 4.125%
HK$18,209
baseline
▲ 0.50% · 4.625%
HK$19,168
+HK$959/mo
Deposit HK$1.46M · loan HK$3.40M · min. income ≈ HK$36,418/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$103,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,965
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,586
−HK$631/mo
Today · 4.125%
HK$21,217
baseline
▲ 0.50% · 4.625%
HK$22,508
+HK$1,291/mo
Deposit HK$486K · loan HK$4.38M · min. income ≈ HK$42,434/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$103,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,211
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,807
−HK$604/mo
Today · 4.125%
HK$23,411
baseline
▲ 0.50% · 4.625%
HK$24,645
+HK$1,234/mo
Deposit HK$486K · loan HK$4.38M · min. income ≈ HK$46,822/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$103,926 · Scale 2, in force from 26 Feb 2026)