LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,092
−HK$696/mo
▼ 0.25% · 3.875%
HK$11,437
−HK$351/mo
Today · 4.125%
HK$11,788
baseline
▲ 0.50% · 4.625%
HK$12,505
+HK$717/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$23,576/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$103,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,340
−HK$667/mo
▼ 0.25% · 3.875%
HK$12,671
−HK$336/mo
Today · 4.125%
HK$13,007
baseline
▲ 0.50% · 4.625%
HK$13,692
+HK$685/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$26,014/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$103,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,311
−HK$834/mo
▼ 0.25% · 3.875%
HK$13,725
−HK$420/mo
Today · 4.125%
HK$14,145
baseline
▲ 0.50% · 4.625%
HK$15,006
+HK$861/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$28,290/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$103,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,808
−HK$800/mo
▼ 0.25% · 3.875%
HK$15,205
−HK$403/mo
Today · 4.125%
HK$15,608
baseline
▲ 0.50% · 4.625%
HK$16,431
+HK$823/mo
Deposit HK$1.95M · loan HK$2.92M · min. income ≈ HK$31,216/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$103,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,529
−HK$974/mo
▼ 0.25% · 3.875%
HK$16,012
−HK$491/mo
Today · 4.125%
HK$16,503
baseline
▲ 0.50% · 4.625%
HK$17,507
+HK$1,004/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$33,006/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$103,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,276
−HK$933/mo
▼ 0.25% · 3.875%
HK$17,739
−HK$470/mo
Today · 4.125%
HK$18,209
baseline
▲ 0.50% · 4.625%
HK$19,169
+HK$960/mo
Deposit HK$1.46M · loan HK$3.41M · min. income ≈ HK$36,418/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$103,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,966
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,587
−HK$631/mo
Today · 4.125%
HK$21,218
baseline
▲ 0.50% · 4.625%
HK$22,509
+HK$1,291/mo
Deposit HK$486K · loan HK$4.38M · min. income ≈ HK$42,436/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$103,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,212
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,807
−HK$605/mo
Today · 4.125%
HK$23,412
baseline
▲ 0.50% · 4.625%
HK$24,646
+HK$1,234/mo
Deposit HK$486K · loan HK$4.38M · min. income ≈ HK$46,824/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$103,942 · Scale 2, in force from 26 Feb 2026)