LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,926
−HK$6,956/mo
▼ 0.25% · 3.875%
HK$114,377
−HK$3,505/mo
Today · 4.125%
HK$117,882
baseline
▲ 0.50% · 4.625%
HK$125,055
+HK$7,173/mo
Deposit HK$24.32M · loan HK$24.32M · min. income ≈ HK$235,764/mo (50% DSR)
Upfront cash ≈ HK$26.39M (deposit + AVD stamp duty HK$2,067,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,404
−HK$6,667/mo
▼ 0.25% · 3.875%
HK$126,714
−HK$3,357/mo
Today · 4.125%
HK$130,071
baseline
▲ 0.50% · 4.625%
HK$136,928
+HK$6,857/mo
Deposit HK$24.32M · loan HK$24.32M · min. income ≈ HK$260,142/mo (50% DSR)
Upfront cash ≈ HK$26.39M (deposit + AVD stamp duty HK$2,067,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,111
−HK$8,348/mo
▼ 0.25% · 3.875%
HK$137,252
−HK$4,207/mo
Today · 4.125%
HK$141,459
baseline
▲ 0.50% · 4.625%
HK$150,066
+HK$8,607/mo
Deposit HK$19.46M · loan HK$29.19M · min. income ≈ HK$282,918/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$2,067,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,085
−HK$8,001/mo
▼ 0.25% · 3.875%
HK$152,057
−HK$4,029/mo
Today · 4.125%
HK$156,086
baseline
▲ 0.50% · 4.625%
HK$164,313
+HK$8,227/mo
Deposit HK$19.46M · loan HK$29.19M · min. income ≈ HK$312,172/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$2,067,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,297
−HK$9,738/mo
▼ 0.25% · 3.875%
HK$160,127
−HK$4,908/mo
Today · 4.125%
HK$165,035
baseline
▲ 0.50% · 4.625%
HK$175,077
+HK$10,042/mo
Deposit HK$14.59M · loan HK$34.05M · min. income ≈ HK$330,070/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,067,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,766
−HK$9,334/mo
▼ 0.25% · 3.875%
HK$177,399
−HK$4,701/mo
Today · 4.125%
HK$182,100
baseline
▲ 0.50% · 4.625%
HK$191,699
+HK$9,599/mo
Deposit HK$14.59M · loan HK$34.05M · min. income ≈ HK$364,200/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,067,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,667
−HK$12,521/mo
▼ 0.25% · 3.875%
HK$205,878
−HK$6,310/mo
Today · 4.125%
HK$212,188
baseline
▲ 0.50% · 4.625%
HK$225,099
+HK$12,911/mo
Deposit HK$4.86M · loan HK$43.78M · min. income ≈ HK$424,376/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,067,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,128
−HK$12,001/mo
▼ 0.25% · 3.875%
HK$228,085
−HK$6,044/mo
Today · 4.125%
HK$234,129
baseline
▲ 0.50% · 4.625%
HK$246,470
+HK$12,341/mo
Deposit HK$4.86M · loan HK$43.78M · min. income ≈ HK$468,258/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,067,471 · Scale 2, in force from 26 Feb 2026)