LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,935
−HK$6,957/mo
▼ 0.25% · 3.875%
HK$114,386
−HK$3,506/mo
Today · 4.125%
HK$117,892
baseline
▲ 0.50% · 4.625%
HK$125,065
+HK$7,173/mo
Deposit HK$24.33M · loan HK$24.33M · min. income ≈ HK$235,784/mo (50% DSR)
Upfront cash ≈ HK$26.39M (deposit + AVD stamp duty HK$2,067,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,414
−HK$6,668/mo
▼ 0.25% · 3.875%
HK$126,724
−HK$3,358/mo
Today · 4.125%
HK$130,082
baseline
▲ 0.50% · 4.625%
HK$136,939
+HK$6,857/mo
Deposit HK$24.33M · loan HK$24.33M · min. income ≈ HK$260,164/mo (50% DSR)
Upfront cash ≈ HK$26.39M (deposit + AVD stamp duty HK$2,067,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,122
−HK$8,348/mo
▼ 0.25% · 3.875%
HK$137,263
−HK$4,207/mo
Today · 4.125%
HK$141,470
baseline
▲ 0.50% · 4.625%
HK$150,078
+HK$8,608/mo
Deposit HK$19.46M · loan HK$29.19M · min. income ≈ HK$282,940/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$2,067,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,097
−HK$8,001/mo
▼ 0.25% · 3.875%
HK$152,069
−HK$4,029/mo
Today · 4.125%
HK$156,098
baseline
▲ 0.50% · 4.625%
HK$164,326
+HK$8,228/mo
Deposit HK$19.46M · loan HK$29.19M · min. income ≈ HK$312,196/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$2,067,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,309
−HK$9,739/mo
▼ 0.25% · 3.875%
HK$160,140
−HK$4,908/mo
Today · 4.125%
HK$165,048
baseline
▲ 0.50% · 4.625%
HK$175,091
+HK$10,043/mo
Deposit HK$14.60M · loan HK$34.06M · min. income ≈ HK$330,096/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,067,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,780
−HK$9,335/mo
▼ 0.25% · 3.875%
HK$177,414
−HK$4,701/mo
Today · 4.125%
HK$182,115
baseline
▲ 0.50% · 4.625%
HK$191,714
+HK$9,599/mo
Deposit HK$14.60M · loan HK$34.06M · min. income ≈ HK$364,230/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,067,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,683
−HK$12,522/mo
▼ 0.25% · 3.875%
HK$205,895
−HK$6,310/mo
Today · 4.125%
HK$212,205
baseline
▲ 0.50% · 4.625%
HK$225,117
+HK$12,912/mo
Deposit HK$4.87M · loan HK$43.79M · min. income ≈ HK$424,410/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,067,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,146
−HK$12,001/mo
▼ 0.25% · 3.875%
HK$228,103
−HK$6,044/mo
Today · 4.125%
HK$234,147
baseline
▲ 0.50% · 4.625%
HK$246,490
+HK$12,343/mo
Deposit HK$4.87M · loan HK$43.79M · min. income ≈ HK$468,294/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,067,638 · Scale 2, in force from 26 Feb 2026)