LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,944
−HK$6,957/mo
▼ 0.25% · 3.875%
HK$114,395
−HK$3,506/mo
Today · 4.125%
HK$117,901
baseline
▲ 0.50% · 4.625%
HK$125,075
+HK$7,174/mo
Deposit HK$24.33M · loan HK$24.33M · min. income ≈ HK$235,802/mo (50% DSR)
Upfront cash ≈ HK$26.39M (deposit + AVD stamp duty HK$2,067,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,424
−HK$6,668/mo
▼ 0.25% · 3.875%
HK$126,734
−HK$3,358/mo
Today · 4.125%
HK$130,092
baseline
▲ 0.50% · 4.625%
HK$136,950
+HK$6,858/mo
Deposit HK$24.33M · loan HK$24.33M · min. income ≈ HK$260,184/mo (50% DSR)
Upfront cash ≈ HK$26.39M (deposit + AVD stamp duty HK$2,067,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,133
−HK$8,348/mo
▼ 0.25% · 3.875%
HK$137,274
−HK$4,207/mo
Today · 4.125%
HK$141,481
baseline
▲ 0.50% · 4.625%
HK$150,090
+HK$8,609/mo
Deposit HK$19.46M · loan HK$29.19M · min. income ≈ HK$282,962/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$2,067,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,109
−HK$8,002/mo
▼ 0.25% · 3.875%
HK$152,081
−HK$4,030/mo
Today · 4.125%
HK$156,111
baseline
▲ 0.50% · 4.625%
HK$164,340
+HK$8,229/mo
Deposit HK$19.46M · loan HK$29.19M · min. income ≈ HK$312,222/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$2,067,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,322
−HK$9,740/mo
▼ 0.25% · 3.875%
HK$160,153
−HK$4,909/mo
Today · 4.125%
HK$165,062
baseline
▲ 0.50% · 4.625%
HK$175,105
+HK$10,043/mo
Deposit HK$14.60M · loan HK$34.06M · min. income ≈ HK$330,124/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,067,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,794
−HK$9,335/mo
▼ 0.25% · 3.875%
HK$177,428
−HK$4,701/mo
Today · 4.125%
HK$182,129
baseline
▲ 0.50% · 4.625%
HK$191,729
+HK$9,600/mo
Deposit HK$14.60M · loan HK$34.06M · min. income ≈ HK$364,258/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,067,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,699
−HK$12,523/mo
▼ 0.25% · 3.875%
HK$205,911
−HK$6,311/mo
Today · 4.125%
HK$212,222
baseline
▲ 0.50% · 4.625%
HK$225,135
+HK$12,913/mo
Deposit HK$4.87M · loan HK$43.79M · min. income ≈ HK$424,444/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,067,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,163
−HK$12,003/mo
▼ 0.25% · 3.875%
HK$228,122
−HK$6,044/mo
Today · 4.125%
HK$234,166
baseline
▲ 0.50% · 4.625%
HK$246,509
+HK$12,343/mo
Deposit HK$4.87M · loan HK$43.79M · min. income ≈ HK$468,332/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,067,802 · Scale 2, in force from 26 Feb 2026)