LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,946
−HK$6,958/mo
▼ 0.25% · 3.875%
HK$114,397
−HK$3,507/mo
Today · 4.125%
HK$117,904
baseline
▲ 0.50% · 4.625%
HK$125,078
+HK$7,174/mo
Deposit HK$24.33M · loan HK$24.33M · min. income ≈ HK$235,808/mo (50% DSR)
Upfront cash ≈ HK$26.40M (deposit + AVD stamp duty HK$2,067,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,427
−HK$6,668/mo
▼ 0.25% · 3.875%
HK$126,737
−HK$3,358/mo
Today · 4.125%
HK$130,095
baseline
▲ 0.50% · 4.625%
HK$136,953
+HK$6,858/mo
Deposit HK$24.33M · loan HK$24.33M · min. income ≈ HK$260,190/mo (50% DSR)
Upfront cash ≈ HK$26.40M (deposit + AVD stamp duty HK$2,067,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,136
−HK$8,348/mo
▼ 0.25% · 3.875%
HK$137,277
−HK$4,207/mo
Today · 4.125%
HK$141,484
baseline
▲ 0.50% · 4.625%
HK$150,093
+HK$8,609/mo
Deposit HK$19.46M · loan HK$29.19M · min. income ≈ HK$282,968/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$2,067,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,112
−HK$8,002/mo
▼ 0.25% · 3.875%
HK$152,084
−HK$4,030/mo
Today · 4.125%
HK$156,114
baseline
▲ 0.50% · 4.625%
HK$164,343
+HK$8,229/mo
Deposit HK$19.46M · loan HK$29.19M · min. income ≈ HK$312,228/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$2,067,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,325
−HK$9,740/mo
▼ 0.25% · 3.875%
HK$160,156
−HK$4,909/mo
Today · 4.125%
HK$165,065
baseline
▲ 0.50% · 4.625%
HK$175,109
+HK$10,044/mo
Deposit HK$14.60M · loan HK$34.06M · min. income ≈ HK$330,130/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,067,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,797
−HK$9,336/mo
▼ 0.25% · 3.875%
HK$177,432
−HK$4,701/mo
Today · 4.125%
HK$182,133
baseline
▲ 0.50% · 4.625%
HK$191,734
+HK$9,601/mo
Deposit HK$14.60M · loan HK$34.06M · min. income ≈ HK$364,266/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,067,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,703
−HK$12,524/mo
▼ 0.25% · 3.875%
HK$205,915
−HK$6,312/mo
Today · 4.125%
HK$212,227
baseline
▲ 0.50% · 4.625%
HK$225,140
+HK$12,913/mo
Deposit HK$4.87M · loan HK$43.79M · min. income ≈ HK$424,454/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,067,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,168
−HK$12,003/mo
▼ 0.25% · 3.875%
HK$228,126
−HK$6,045/mo
Today · 4.125%
HK$234,171
baseline
▲ 0.50% · 4.625%
HK$246,515
+HK$12,344/mo
Deposit HK$4.87M · loan HK$43.79M · min. income ≈ HK$468,342/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,067,846 · Scale 2, in force from 26 Feb 2026)