LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,949
−HK$6,957/mo
▼ 0.25% · 3.875%
HK$114,400
−HK$3,506/mo
Today · 4.125%
HK$117,906
baseline
▲ 0.50% · 4.625%
HK$125,081
+HK$7,175/mo
Deposit HK$24.33M · loan HK$24.33M · min. income ≈ HK$235,812/mo (50% DSR)
Upfront cash ≈ HK$26.40M (deposit + AVD stamp duty HK$2,067,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,430
−HK$6,668/mo
▼ 0.25% · 3.875%
HK$126,740
−HK$3,358/mo
Today · 4.125%
HK$130,098
baseline
▲ 0.50% · 4.625%
HK$136,956
+HK$6,858/mo
Deposit HK$24.33M · loan HK$24.33M · min. income ≈ HK$260,196/mo (50% DSR)
Upfront cash ≈ HK$26.40M (deposit + AVD stamp duty HK$2,067,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,139
−HK$8,349/mo
▼ 0.25% · 3.875%
HK$137,280
−HK$4,208/mo
Today · 4.125%
HK$141,488
baseline
▲ 0.50% · 4.625%
HK$150,097
+HK$8,609/mo
Deposit HK$19.46M · loan HK$29.19M · min. income ≈ HK$282,976/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$2,067,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,115
−HK$8,003/mo
▼ 0.25% · 3.875%
HK$152,088
−HK$4,030/mo
Today · 4.125%
HK$156,118
baseline
▲ 0.50% · 4.625%
HK$164,347
+HK$8,229/mo
Deposit HK$19.46M · loan HK$29.19M · min. income ≈ HK$312,236/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$2,067,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,328
−HK$9,741/mo
▼ 0.25% · 3.875%
HK$160,160
−HK$4,909/mo
Today · 4.125%
HK$165,069
baseline
▲ 0.50% · 4.625%
HK$175,113
+HK$10,044/mo
Deposit HK$14.60M · loan HK$34.06M · min. income ≈ HK$330,138/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,067,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,801
−HK$9,336/mo
▼ 0.25% · 3.875%
HK$177,436
−HK$4,701/mo
Today · 4.125%
HK$182,137
baseline
▲ 0.50% · 4.625%
HK$191,738
+HK$9,601/mo
Deposit HK$14.60M · loan HK$34.06M · min. income ≈ HK$364,274/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,067,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,708
−HK$12,523/mo
▼ 0.25% · 3.875%
HK$205,920
−HK$6,311/mo
Today · 4.125%
HK$212,231
baseline
▲ 0.50% · 4.625%
HK$225,145
+HK$12,914/mo
Deposit HK$4.87M · loan HK$43.79M · min. income ≈ HK$424,462/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,067,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,173
−HK$12,003/mo
▼ 0.25% · 3.875%
HK$228,132
−HK$6,044/mo
Today · 4.125%
HK$234,176
baseline
▲ 0.50% · 4.625%
HK$246,520
+HK$12,344/mo
Deposit HK$4.87M · loan HK$43.79M · min. income ≈ HK$468,352/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$2,067,894 · Scale 2, in force from 26 Feb 2026)